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A No-Frills Guide to Index Funds vs. Managed Funds
Trivia: What does the term "bull market" refer to?
RetireHub
January 27, 2025
“The Front Page For Retirement”
Good morning from RetireHub! ☀️ Your Monday newsletter has landed.
Today, we’re diving into index funds + managed funds. Plus, the best deals and more.
These cannabis gummies keep selling out in 2023
If you've ever struggled to enjoy cannabis due to the harshness of smoking or vaping, you're not alone. That’s why these new cannabis gummies caught our eye.
Mood is an online dispensary that has invented a “joint within a gummy” that’s extremely potent yet federally-legal. Their gummies are formulated to tap into the human body’s endocannabinoid system.
Although this system was discovered in the 1990’s, farmers and scientists at Mood were among the first to figure out how to tap into it with cannabis gummies. Just 1 of their rapid onset THC gummies can get you feeling right within 5 minutes!
(When you click on links from our advertisers, you directly help keep RetireHub going. Thank you!)
Top Deals From Around The Web
We find the best daily online deals so you don’t have to!
🛋️ Wayfair Daily Sales: Score up to 70% off select furniture, home decor, and more. Refresh your home with incredible savings every day!
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What We’re Reading
Check out this free book—get it on Kindle before it’s gone!
 | By: J R Tomlin Meet Sir Law Kintour, a noble knight caught in a web of intrigue and deception in a medieval world. When a deadly mystery unfolds, Law must navigate treacherous alliances, unravel complex plots, and protect those closest to him. With gripping suspense and richly detailed settings, this tale will captivate fans of historical fiction and mystery alike. |
On this day in 1945, the Nazi concentration camp at Auschwitz, Poland, was liberated by Soviet troops.
RetireHub Poll
Which investment strategy do you prefer for retirement savings? |
Index Funds vs Managed Funds: Which Is Better?
When planning for retirement, seniors often face the decision of how to best manage their investments. Two popular options are index funds and managed funds. Each has its pros and cons, depending on the individual’s financial goals, risk tolerance, and preference for control.
Index Funds: Low-Cost, Passive Investing Index funds track the performance of a market index like the S&P 500. They offer broad diversification, low fees, and typically stable long-term growth. For seniors seeking a hands-off approach to investing, index funds can be an attractive choice.
Managed Funds: Professional Management for Active Strategy Managed funds are handled by a team of professionals who select investments based on research and market conditions. These funds may have higher fees but offer personalized strategies that could yield higher returns, especially in volatile markets. This could appeal to seniors who are willing to pay a premium for potentially greater returns and personalized attention.
Which Option Is Right for You?
If you value low fees and long-term stability, index funds might be the better choice.
If you prefer expert management and can tolerate higher fees, managed funds might align better with your goals.
Ultimately, the best investment strategy depends on your individual financial situation, retirement goals, and risk tolerance.
Yesterday’s Poll Results: Which type of pet group would you be most interested in joining?
Looks like pet owners are all about bonding with their furry friends! The top choice? A walking group for seniors and their pets—because who can resist a stroll? A social group to share experiences came in second, while other options like virtual grief support and therapy groups didn’t quite steal the spotlight. Whether it’s walking or chatting, it’s clear we’re all in for the pet love! 🐾
Top comments & sentiments:
“I like every one of these, but I'm not sure there would be anything for cat owners. I should look into that.”
“I think that all of these are important!”
“Walking with other people who have pets is indeed therapy in itself. There's an old saying ‘you'll never walk alone’”
Thanks to the many of you who vote and comment every day. We love hearing from you! Some comments are edited to make room for more contributions.
Senior Living News From Around the Web
Are You Ready for the Great Wealth Transfer?
The Great Wealth Transfer is a growing trend where wealth is passed down from older generations to younger ones. As Baby Boomers retire and transition their assets, the article explores how this transfer will reshape the financial landscape, offering both opportunities and challenges. It highlights key strategies for preparing for this shift, including how to manage inherited wealth and plan for future generations.
Read more on Sixty and Me: The Great Wealth Transfer
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Longevity Tip of the Day
Want to optimize your blood sugar and keep your cells happy? The secret is in the order of your food! Mary Stratos, PA-C, recommends eating protein, fats, and fiber first, then saving those carbs for last. Why? Studies show this simple switch can reduce blood sugar spikes and insulin load by almost 50%! So next time, eat your veggies first – your body will thank you! 😋
Slang Phrase of the Day
Phrase: TFW
Meaning: Stands for “That Feeling When”
In a sentence: TFW you finally finish a big project and can relax for the first time in days! 😌
Good News of the Day
Volunteer for the National Archives to Translate Cursive Handwriting for Modern Newbies
Ever wanted to decode old handwritten letters? The National Archives is calling on volunteers to help translate centuries-old cursive handwriting, making these historical documents more accessible for modern readers. This volunteer role is a fun and meaningful way to dive into history and help preserve these invaluable records. Get involved and become a part of this unique archival project! For more details, check out the full article here.
Other Publications We Like
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RetireHub Trivia
Want more trivia? Play our “Nostalgia Trivia Game” on our site! We add fresh questions daily, so there’s always something new to test your knowledge.
Not into trivia? No worries! We’ve got plenty of other fun games to enjoy, like:
Which is the main currency used in the European Union? |
What is the primary purpose of the Federal Reserve? |
What does the term "bull market" refer to? |
How was today's newsletter? |
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