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Credit Cards After 50: Maximizing Benefits
Trivia: The long-running radio/stage show “Grand Ole Opry” originated in which U.S. city?
RetireHub
September 29, 2025
Rise and shine, RetireHub community! ☀️ Your Monday newsletter is here!
Today we’re sharing smart tips on Credit Cards After 50: Maximizing Benefits, along with the best deals, fun trivia, and more!
Top Deals From Around The Web
We find the best daily online deals so you don’t have to!
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What We’re Reading
Get these e-book deals before they’re gone.
 | By: Violet McBride All I wanted were cinnamon rolls—not a brooding cowboy landlord and a looming eviction. Now Weston Callahan and I are stuck co-chairing the town festival. Every glare sparks banter, every jab simmers into something sweeter. He wants my bakery gone, but resisting our sugar-dusted chemistry might be impossible. |
On this day in 1954, Willie Mays made “The Catch” — a spectacular over‑the‑shoulder grab in Game 1 of the World Series that became one of baseball’s most iconic defensive plays.
Credit Cards After 50: Maximizing Benefits Without the Stress
As we get older, our financial needs, goals, and habits naturally shift—and so should our credit card strategies. Whether you're retired, semi-retired, or still working full-time, your credit card can be more than just a way to make purchases. It can be a tool for maximizing rewards, protecting big buys, and even simplifying your monthly budget.
Rethinking Rewards
Gone are the days when airline miles were the only perk worth chasing. Today, many cards offer cash-back programs, grocery store bonuses, and generous introductory offers—perfect for those who spend more on everyday needs than on travel. Look for rewards that align with your lifestyle: cards that give extra points at supermarkets, gas stations, or drugstores can add up quickly. And if you’re planning a trip? Cards with travel insurance and rental car coverage can offer peace of mind.
Lower Interest, Higher Value
If you tend to carry a balance, a card with a low interest rate or a 0% intro APR period could help you manage debt affordably. Some cards also offer balance transfer options, which may be helpful if you're consolidating. That said, paying off your balance in full each month remains the smartest long-term strategy.
Added Protections
Many people over 50 make large purchases for home upgrades, appliances, or even medical equipment. Certain credit cards offer extended warranties, purchase protection, and fraud alerts that can come in handy—especially if you’re shopping online or dealing with unfamiliar vendors.
Simplicity Counts
Now may be the time to streamline your wallet. Instead of juggling five or six cards, consider choosing one or two with the best benefits. Autopay, digital wallet options, and easy-to-read online dashboards make managing your account simpler than ever.
Building or Maintaining Credit
Keeping your credit score healthy is still important—especially if you’re planning on financing a car, co-signing for a child or grandchild, or applying for a mortgage on a second home. A well-managed credit card can help you maintain or even improve your score well into your retirement years.
In short, the right credit card isn’t just about spending—it’s about strategy. With a little research and planning, your card can work smarter for you.
How do you use your credit card? |
Yesterday’s Poll Results: What kind of crafting circle would you be most excited to join?
Thank you to everyone who voted in our crafting circle poll! It looks like we have a wonderfully creative and supportive bunch in our community. The top pick? A relaxed gathering where folks can admire each other’s handiwork without pressure—nearly half of you (46%) said you’d love to just hang out and enjoy the vibe!
Knitting and crochet circles came in strong with 34%, followed closely by embroidery, scrapbooking, and sewing—each beloved by many of you for the peace, focus, and friendships they bring. Whether you're stitching a quilt or simply savoring a cup of tea while others create, there's clearly a spot for everyone at the table.
TOP COMMENTS
“I just joined. Sewing group at the library!"
“Woodworking, scroll saw - cutting decorations and painting them! Building useful things, etc.”
“I used to cross stitch and embroidery and would like to get back to it. I remember it being relaxing and taking my mind off of other things and problems.”
Mindset Alone Isn’t Enough: Why Belief, Wisdom & Flexibility Matter More
The article reflects on how the popular focus on “mindset”—changing how we think—can only take us so far. While a growth mindset and positive thinking are helpful, they don’t account for life’s unpredictability or the depth that comes with age. Personal drive, intention, self‑belief, and the wisdom to adapt often play a larger role in moving toward our goals than mindset alone.
As we grow older, we gain experience in navigating detours, handling setbacks, and staying centered when life throws curveballs. Instead of rigid goal‑chasing, the author suggests embracing a posture of “being” as much as “doing”: holding intentions, staying open to twists in the journey, and moving forward at our own pace.
Ultimately, the message is that while mindset can be a useful tool, true growth—especially later in life—requires faith in ourselves, compassion, patience, and a deeper trust that we already have more within us than we realize.
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Slang Phrase of the Day
Phrase: Rizz
Meaning: “Rizz” is a slang term short for charisma—specifically, the kind of charm or smooth confidence someone has when they’re flirting or trying to impress others. It’s often used to describe someone’s ability to attract romantic interest with ease or confidence. The term became popular through social media, especially among younger generations.
In a sentence: “Back in my day, we called it charm, but watching my grandson talk to the waitress with that smile and quick wit—I’ve got to admit, the kid’s got rizz.”
Good News of the Day
Lost iPhone Defies the Odds After 2 Months Underwater
In a real-life twist of fate, a New Jersey man was reunited with his lost iPhone 14 Pro after it had spent over two months submerged in the Delaware River—and astonishingly, it still worked.
The phone had slipped away while the man was tubing back in July, and he assumed it was gone for good. But months later, a woman canoeing in the same area spotted the device resting beneath the water. She picked it up, dried it out, and when she plugged it in, the phone sprang to life—displaying the owner's contact information on the lock screen.
Despite being underwater for more than eight weeks, the phone powered on and functioned almost perfectly. The only real flaw? A slight blur when taking photos in direct sunlight. Otherwise, it still had its photos, contacts, and memories intact.
The heartwarming story is a testament to both human kindness and the surprising durability of modern technology. The woman made the effort to track down the phone’s rightful owner and return it—restoring more than just a device, but a piece of someone’s life.
Sometimes, the best kind of news is simply a reminder that not everything lost is gone forever.
Other Publications We Like
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RetireHub Trivia
Want more trivia? Play our “Nostalgia Trivia Game” on our site! We add fresh questions daily, so there’s always something new to test your knowledge.
Not into trivia? No worries! We’ve got plenty of other fun games to enjoy, like:
Who became the first Asian woman to win the Academy Award for Best Actress (2023)? |
Who wrote the country ballad “I Will Always Love You,” first released in 1974? |
The long-running radio/stage show “Grand Ole Opry” originated in which U.S. city? |
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