Why are we so divided? Mainstream media profits from "us vs. them" narratives, turning every story into a battle to keep you watching. 1440's unbiased newsletter delivers what actually happened, so you can stay informed without being manipulated. It's time to set up your holiday streaming campaign Are you ready to reach holiday shoppers on CTV? For many streamers, the season is already underway. Last year, according to Roku internal data, holiday content searches on Roku saw an 86% increase during October. And in November, those searches rise an average of 39% weekly. This surging holiday spirit is mirrored by consumer activity, as about half of Roku streamers shopped Black Friday and Cyber Monday deals in 2025. Meeting those shoppers is easier than you might think. Begin with the seasonal outcome you hope to drive: awareness, online sales, leads, store visits, or another measurable goal. From there, define your audience, upload your creative, set the budget and campaign dates, and establish measurement before launching. You can even create a shoppable ad unit that lets streamers buy with a click of their remote. Our holiday playbook offers a month-by-month guide to reaching shoppers during this all-important time of year. First-time spenders get a $5,000 match on the first $5,000 spent with code BEEHIIV5K. Terms apply. | Rise and shine, RetireHub community! ☀️ Your Tuesday newsletter is here! | Today we’re sharing smart tips on Money-Saving Apps for Retirees, along with the best deals, fun trivia, and more! |
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| | | | | | What We’re Reading | Get these e-book deals before they're gone. | | The Broken Hallelujah | By: Wendy H. Adair | The Broken Hallelujah is a national award winner and a #1 audiobook. In 1969, Martin is MIA in the jungles of Vietnam. His granddaughter Robin sets out 50 years later to bring him home. A veteran band, her scheming ex, and a sexy photographer join her in a race against the ravages of time and the bureaucracy of two former warring nations. | Get it for FREE today! |
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| | | You’re Not Supposed to Be Here: The Kid Who Paid the Paperboy in Bubblegum | By: Tony Hatty | How does a kid from Detroit who once paid the paper boy in bubblegum end up becoming one of the most celebrated hairstylists in America? In You're Not Supposed to Be Here, Tony Hatty shares a heartfelt, funny, and inspiring journey from childhood in Detroit, Catholic school mischief, and teenage adventures to a leap of faith that took him to Houston and changed his life forever. Along the way he finds his calling, builds a life beyond what he imagined, and survives three separate brushes with death-each one reminding him that he may still be here for a reason. Told with humor, honesty, and gratitude, this memoir is a story about faith, resilience, family, second chances, and the courage to keep going. ABOUT THE AUTHOR Tony Hatty is an award-winning hairstylist, salon owner, speaker, and author. In 1987, he was named Hairstylist of the Year in the United States by American Salon magazine. | See it on Amazon → |
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| | Guess Who is Coming to Meet my Parents? | By: Jimmy Hugoson | Sandra Alexander, the daughter of a strict Republican US senator, is expected to build her future around family tradition and a perfect conservative match. But when she meets Hector Beckett, the son of a powerful Democratic US senator, she must choose between the life her parents imagined and the love that teaches two political families how to meet beyond party lines. Readers of more than 45 years old tend to pay attention to politics. Politics and love are of a great interest. | $21.99 — Get it for just $19,99 today! |
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| | What Once Was Promised | By: Louis Trubiano | Follow the triumphs and tragedies of Italian immigrants in early 20th century Boston as they battle for their place in America in this multiple swsr-winning novel that Publishers Weekly calls “A thrilling multigenerational saga.” | $17.99 — Get it for just $17.29 today! |
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| | | | On this day in 1775, the United States Marine Corps was founded at Tun Tavern in Philadelphia, marking the start of one of America’s most storied military branches. Today, November 10 is still celebrated annually by Marines worldwide, complete with cake‑cutting ceremonies and parades in honor of “The Few, The Proud.” |
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| Money-Saving Apps for Retirees: Easy Tools to Stretch Your Dollars | Smartphones aren’t just for chatting with grandkids—they also unlock a powerful way to save money, stay on budget, and manage finances in retirement. With fixed incomes, shifting benefits, and new expenses, retirees can benefit significantly from apps that keep spending in check, automate savings, and simplify money management. | Here’s how these apps make a difference:
• Tracking income and spending: Many retirees juggle multiple sources of income—Social Security, pension checks, part-time work, investment drawdowns. Budgeting apps help you see exactly where your money is going and where you might be overspending.
• Simplifying saving habits: Some apps let you set automatic rules—such as rounding up every purchase and saving the change—so you build up savings effortlessly over time.
• Tailored for retirement needs: A few platforms focus specifically on the financial picture for older adults, helping you monitor spending trends, track remaining income years, and spot potential shortfalls. | Getting started is easier than you might think. First, download a trusted money-saving app and link it to your bank account for a week or two to track your regular spending. You’ll gain insight into habits you may not have noticed—like subscriptions you no longer use or recurring fees that quietly add up. Next, set a savings goal or rule that fits your lifestyle—perhaps “save $5 every payday” or “round up purchases and save the difference.” Over time, these small moves become meaningful. Finally, designate one evening each month to review the app’s summary: how much you spent, what you saved, and what might need adjusting. | Technology doesn’t have to be intimidating, and nothing says “you’re too old for this” anymore. These tools work behind the scenes so you stay in control—not your bills or finances. | Which kind of money‑saving app would you most likely use? | |
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| From the RetireHub Archives: What kind of skill would you most like to swap or learn? |
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| | Tech skills took the top spot in this week’s poll, with 30% of respondents eager to improve their confidence with smartphones, email, and online tools. Creative and home skills tied closely behind, showing a strong interest in painting, gardening, cooking, and crafts. Whether it’s learning how to grow tomatoes or compose a short story, our readers clearly value hands-on learning—and a good skill swap never goes out of style! | OUR FAVORITE COMMENTS | “I love the idea of a skills swap board! I would love to learn any of these things.” “We are staying at home more and appreciate the skills to keep ourselves healthy and happy” “I used to sing in the church choir and it gave me great joy. My only wish was that I could read music and play an instrument. I l love the piano, violin and cello. Music soothes my soul. Always has always will.” “I wonder how much swapping is happening, with Google available. That's how I figure things out if I can't on my own.”
| | Three Simple Steps to Enjoy a Healthy, Stress‑Free Holiday Season | As the holiday season approaches, it’s easy to feel burdened by gatherings, richer foods, and packed schedules. One tip: stay consistent with your familiar healthy habits—keep up your workouts, hydrate properly, and aim for a good night’s sleep so you can enjoy the festivities without feeling drained. Another: understand what truly matters this year—focus on meaningful moments and events, and don’t be afraid to say “no” to the rest. Finally: indulge wisely—enjoy the treats you love, choose smaller portions, and fuel your body with lots of veggies and lean protein so December doesn’t leave you feeling sluggish in January. | READ MORE | |
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| Follow us on Social Media! | Join an online community thriving in retirement! Find us on: | | Every day we post retirement tips, highlights from our newsletter so you can comment and discuss in the community, and some fun retirement-themed motivation! | |
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| Slang Phrase of the Day | Phrase: Silver social | Meaning: "Silver social" is a playful term that refers to older adults (often age 60+) who are active on social media or who enjoy connecting with others through digital platforms like Facebook, Instagram, or group video chats. It reflects the growing trend of tech-savvy seniors staying socially connected online. | In a sentence: “Ever since Helen joined the ‘silver social’ crowd on Facebook, she’s been commenting on all the grandkids’ photos and even sharing her famous meatloaf recipe in a cooking group!” | |
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| Good News of the Day | Man’s Halloween Skeletons Prove Perfect Treat to Woman Battling Breast Cancer | A man who received nothing but hate mail for his Halloween hobby proved to be just the treat that Tammy Wyche needed to brighten her weekly drive to cancer treatment appointments. Though a front yard covered in skeletons might serve to remind someone of their mortality, Wyche marveled at the creativity with which the homeowner […] | READ MORE | |
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| | The soundtrack to your morning coffee | Every song you grew up with, ad-free and on demand. Amazon Music Unlimited has a free trial — build a playlist of your favorites and cancel anytime if it's not for you. | | |
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| Other Publications We Like | Check out these other email newsletters we think you’ll enjoy! | | |
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| | Want more trivia? Play our “Nostalgia Trivia Game” on our site! We add fresh questions daily, so there’s always something new to test your knowledge.
Not into trivia? No worries! We’ve got plenty of other fun games to enjoy, like: | |
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| Through which city does the Tigris River flow? | | Which singer is often called the “First Lady of Country Music”? | |
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| Which ancient Wonder stood at the harbor of Alexandria? | | | **RetireHub may receive affiliate compensation for links clicked within this newsletter. | ***RetireHub may share poll results with advertisers. |
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| 🏆 Best Poll Reply of the Week | After you vote in today’s poll, tell us why in the comment box. Every week our editors pick the best written reply, and the winner gets a $25 Amazon gift card. We’ll email the winner directly and may share the winning reply (first name and last initial only) in a future issue. | No purchase necessary. US residents 18+. Official rules. | |
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