Short on cash? Get up to $750, no credit check. Access up to $750* from your upcoming paycheck within minutes for a small fee, or wait 3 days and get it for free. No credit check. No late fees. *Not all users will qualify. Advances range from $25–$750; average advance is $170. Express transfer fees may apply. 10K Steps Is a Myth–Try This Instead When motivation is lacking, jumping into heavy routines is the fastest way to burn out. That’s why millions of people are turning to walking as the foundation of their fitness journey. Walking lets you enjoy the outdoors, clear your head, and practice mindfulness. It’s simple, sustainable, and can support lasting weight loss if you know how much you need. The “10,000 steps a day” rule is outdated; everyone’s lifestyle is different. With Simple, you’ll get access to habit-based coaching that’s helped users lose over 18 million pounds. Take the quiz to discover your personalized walking target. | Rise and shine, RetireHub community! ☀️ Your Wednesday newsletter is here! | Today we’re sharing smart tips on digital address books: organizing contacts, along with the best deals, fun trivia, and more! |
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| | | | What We’re Reading | Get these e-book deals before they're gone. | | Dismissed by Her Billionaire Husband (Groveling Billionaires) | By: Flora Bellamy | My husband let his co-founder hijack our vow renewal at the restaurant where they almost got engaged. After ten years of coming second, I walked out mid-ceremony and went home to the vineyard I abandoned for him. Now Graham will burn down his empire to win me back. Too bad one grand gesture won't erase a decade. He'll have to grovel to win me back. | Get it for FREE today! |
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| | Storytelling for Leadership & Influence | By: Jeff Evans | Your career may end. Your influence—and your story—do not. After a lifetime of experience, you have more than memories. You have stories that can steady others, pass along hard-earned wisdom, and become part of the legacy you leave behind. In Storytelling for Leadership & Influence, award-winning producer and communications strategist Jeff Evans draws lessons from presidential campaigns, a presidential motorcade, international ministry, personal failure, and seven years traveling America by RV. Along the way, he reflects on Ronald Reagan’s optimism, Jack Kemp’s message of dignity, Rosa Parks’ quiet strength, and a personal conversation with Mother Teresa about work and purpose. Part leadership guide, part candid journey through resilience and renewal, the book shows how clarity, integrity, purpose, and wonder can turn a lifetime of experience into lasting influence. Because leadership is not a title. It is the story you live—and the meaning your life makes possible for others. | See it on Amazon → |
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| Dear Joanne | Your questions, her wisdom — Joanne’s here with thoughtful advice, warm humor, and a listening ear for whatever’s on your mind. | | Retirement can be wonderfully comfortable. After years of schedules, deadlines, responsibilities and rushing from one obligation to another, it’s nice to slow down and settle into a routine. But life provides a danger of becoming too comfortable. You may end up so comfortable you may need to have a GPS to find your way out of it! | When we retire, it can be easy to fall into a predictable pattern: the same restaurants, the same television programs, the same people, the same routines. There is nothing wrong with enjoying familiar things, but sometimes the best parts of retirement begin when we decide to try something different. I learned that lesson these past couple of weeks. | Coming out of your comfort zone doesn’t have to mean climbing a mountain, traveling around the world or doing something that scares you half to death. But that is exactly where life put me on my trip to Iceland. Iceland provided me with tremendous landscapes that I have never experienced, people I would normally not ever have communicated with, foods that I would never have tasted and, most astounding, I went hiking almost every day, which is something I never had done before. YES – ME – HIKING! And, I enjoyed every minute of it. | Coming out of your comfort zone is simply saying yes to something you normally would have said no to. You may be surprised! I now have a new outlook on life. | I have a list of things I now want to do: Join a new club. Attend a community event. Take a class. Learn to use a new piece of technology. Try a new restaurant. Volunteer for an organization. Strike up a conversation with someone you don’t know. And, for me, most importantly, I am going to say yes before I have time to come up with all the reasons why I shouldn’t do it. | Is there anyone out there who might like to join me by challenging yourself? You might discover a new interest or meet someone who becomes a good friend. | One of the wonderful things about retirement is that you can learn without worrying about grades, promotions or competition. You can be a beginner just because you want to be. | Take up photography. Learn to paint. Try pickleball. Start gardening. Learn a language. Take a cooking class. Pick up an instrument you’ve always wanted to play. And don’t worry about being good at it. Being a beginner can be humbling, but it can also be fun. We sometimes forget how exciting it is to discover that we can still learn something completely new. | For me, “No” becomes an automatic response. Phrases like “I don’t know anybody there,” “I’ve never done that before” and “That’s probably not for me” have come out of my mouth way too often. | The next time you hear yourself saying one of those things, consider saying, “Why not?” | You don’t have to commit to something forever. Try it once. If you don’t enjoy it, you can always decide not to do it again. | Our comfort zones exist for a reason. They make us feel safe and secure. Especially as we get older, familiar routines can be comforting. But growth doesn’t have an expiration date. Retirement can be an opportunity to discover interests, friendships and experiences that we never had time for while working. Sometimes the biggest adventure isn’t going somewhere new. It’s simply being willing to do something you’ve never done before. | So, here’s a challenge for this week: Do one thing you’ve never done before. Then email me at [email protected] and let me know what you have tried, and how it turned out. | It doesn’t have to be big. It doesn’t have to cost money. And it certainly doesn’t have to frighten you. Just make it different. | You may be surprised by what happens when you step outside your comfort zone. You might find a new hobby, make a new friend, learn something useful, or simply prove to yourself that you’re still capable of surprising yourself. After all, retirement isn’t about sitting back and watching life go by. It’s about having the freedom to experience more of it. | Who would have ever thought I would go hiking?? In another country? Not me, but I am certainly glad I did. | Joanne | |
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| | | On this day in 1920, the 19th Amendment to the U.S. Constitution was officially certified, granting American women the right to vote. This milestone is now honored annually as Women’s Equality Day in the United States—celebrated as a symbol of voting rights and gender equality. It’s a day to reflect on both how far we’ve come and how much farther we can go toward full equality. |
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| Digital Address Books: Organizing Contacts for a Smoother Life | Remember the days of flipping through a dog-eared Rolodex or digging through your kitchen drawer for that one sticky note with Aunt Carol’s number? Those days are fading fast, thanks to the convenience and efficiency of digital address books. Whether you’re managing friends, family, doctors, or service providers, today’s digital tools make it easier than ever to keep your contact list tidy, accessible, and always up to date. | Why Go Digital? | Digital address books allow you to store contact information in one central location that can sync across all your devices. That means if you update a phone number on your tablet, it’s instantly updated on your smartphone and computer as well. No more scribbled corrections or trying to remember which device has the “right” number. | Even better, digital address books can store more than just phone numbers—they can include addresses, birthdays, notes (like “loves gingerbread cookies” or “only available after 5 PM”), and even photos to help jog your memory. Many programs also allow grouping contacts (e.g., “Doctors,” “Grandkids,” “Neighbors”), making it easier to stay connected with specific parts of your circle. | Options for Every Comfort Level | You don’t need to be tech-savvy to benefit from digital contact management. If you’re already using a smartphone, you likely have a digital address book built in—like Google Contacts, Apple Contacts, or Samsung’s Contacts app. These are user-friendly and often sync automatically when you save a new number or email. | For those who prefer something on a computer, tools like Microsoft Outlook or cloud-based platforms like Evernote and Zoho offer robust features for contact organization. Many even allow printing backups if you’d like a physical copy for peace of mind. | Tips for Keeping It Tidy | Regularly update info: Take a few minutes each month to delete outdated numbers or update addresses. Add notes: Include helpful reminders about how you know someone or what they prefer. Use groups or tags: Categorize contacts to make calling or emailing easier. Back it up: Use the cloud or export your contacts to a file periodically—just in case.
| With just a little effort, a digital address book can save time, reduce frustration, and make staying in touch with the people who matter most easier than ever. | 📇 How Do You Keep Track of Your Contacts? | |
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| From the RetireHub Archives: When Was the Last Time You Updated Your Beneficiary Information? |
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| | Turns out, many of us are on top of it—39% of respondents have reviewed their beneficiary information within the last year. Still, more than a third say it’s been a few years (hello, gentle reminder!), and 16% aren’t even sure when they last checked. With just a bit of time and attention, this small but crucial update can make a big difference down the road. | Consider this your nudge from the universe—and our community—to give those designations a quick review! | COMMENTS FROM THIS ISSUE LAST YEAR | “We updated our beneficiary designation years ago to state that it will all go to the trust so we don't really need to update the individual designations every time there is an event, which is nice. We just insure that our trust information is up-to-date.” “I’m so far behind planning this stuff, I’ll have to get started soon.” “I just got life insurance a couple years ago, and last year got my will made out and financial power of attorney added. I've had medical power of attorney done for a few years now.”
| | More Than Goodbyes: Why Grief After 60 Goes Far Beyond the Loss of Loved Ones | Grief in later life isn’t just about losing people—it’s the emotional response to a multitude of changes: the end of familiar routines, dwindling savings, shifting neighborhoods, or worries about health and future security. In today’s world of rising living costs, changing social landscapes, and frequent thoughts of relocating, these losses—small and large—tend to feel sharper and more profound as we age. Recognizing grief in all its forms helps make sense of these quieter sorrows and supports a more compassionate approach to navigating the transitions of later life. | READ MORE | |
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| Follow us on Social Media! | Join an online community thriving in retirement! Find us on: | | Every day we post retirement tips, highlights from our newsletter so you can comment and discuss in the community, and some fun retirement-themed motivation! | |
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| Slang Phrase of the Day | Phrase: Sass Lite | Meaning: Sass Lite refers to delivering a playful, toned-down version of sarcasm or attitude—enough to keep things cheeky or humorous, but not so much that it crosses the line into offense. Think of it as a gentle nudge rather than a full-on roast. | In a sentence: "When Dorothy told her bridge partner, ‘Well, at least you tried not to sabotage us this round,’ the table burst out laughing—classic Sass Lite with a twinkle in her eye." | |
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| Good News of the Day | Woman Can See Again After World’s First Transplant of a Central Retina | From Turin comes a surgical world-first: the simultaneous transplant of a complete human macula, along with the cornea, sclera, and connective tissue, from one of the patient’s eyes to the other. It allowed a woman blind for several years to immediately gain enough vision to recognize both her son and her faithful canine companion, Joe. […] | READ MORE | |
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| | The soundtrack to your morning coffee | Every song you grew up with, ad-free and on demand. Amazon Music Unlimited has a free trial — build a playlist of your favorites and cancel anytime if it's not for you. | | |
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| | Want more trivia? Play our “Nostalgia Trivia Game” on our site! We add fresh questions daily, so there’s always something new to test your knowledge.
Not into trivia? No worries! We’ve got plenty of other fun games to enjoy, like: | |
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| Which American author is known for the short story “The Lottery,” first published in The New Yorker in 1948? | | What mineral gives the planet Mars its distinctive red color? | |
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| In 1967, which country switched from left-hand to right-hand traffic in an event called “Dagen H”? | | A QUICK ASK: First off, thank you for reading RetireHub every day. It fills our cup that so many thousands of people get joy from our little publication. | As you know, good content costs money. In order to continue supporting ourselves and to continue delivering the content you enjoy every day, we need to pay our writers. If you can, we ask you to subscribe to our paid account (for $5/month - less than a cup of coffee!) below. | If you choose to purchase a paid subscription, please know you’re supporting not only our publication, but tens of thousands of other 50+ year old Americans that get joy, entertainment, financial tips, and more from RetireHub every single day. | If you don’t join the paid plan (or can’t), no worries at all. We know times are tough. Thank you for being a part of our tiny, joyful part of the Internet. | - Jay | → Support Our Writing ← |
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| 🏆 Best Poll Reply of the Week | After you vote in today’s poll, tell us why in the comment box. Every week our editors pick the best written reply, and the winner gets a $25 Amazon gift card. We’ll email the winner directly and may share the winning reply (first name and last initial only) in a future issue. | No purchase necessary. US residents 18+. Official rules. | |
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