1,000,000 Men Use This. You Probably Know One. Most men don't think about their skin until eye bags, dark spots, and wrinkles show up at once. Particle Face Cream is a groundbreaking men's formula that fights all three, while also restoring firmness and hydrating deeply. No complicated routine. Trusted by over a million men. 30-day money-back guarantee. 20% off with code BH20. | Rise and shine, RetireHub community! ☀️ Your Wednesday newsletter is here! | Today we’re sharing smart tips on Smart Home Basics: Starting Your Connected Home, along with the best deals, fun trivia, and more! |
|
| | | | What We’re Reading | Get these e-book deals before they're gone. | | | Falling For My Rival: A Second-Chance, Single-Dad Romance | By: Sky Thompson | When Emma Collins returns to Heron Falls after nine years, she has ninety days to save her grandmother’s bakery—or lose it to Noah Bennett, the single dad she never stopped loving. Old letters, a determined little matchmaker, and a threat to Main Street bring them together in this steamy second-chance romance. Readers 45+ will connect with its themes of family, forgiveness, and finding the courage to reclaim a love they thought was lost. | See it on Amazon → |
|
| | Land Shadows | By: R.J. Striegel | Orphaned in the Highland Clearances, Murdoch McNeil claws his way into New York's legal elite—then stakes everything on a forged deed to New Mexico's Maxwell Land Grant. His fate entwines with Kewanee, a Potawatomi girl resisting forced assimilation at the Carlisle Indian School. Land Shadows explores America's westward expansion not through conquest alone, but through compromise, betrayal, and resilience. | See it on Amazon → |
|
| | Daughters of Eve | By: Mary Dean Cason | Historical Fiction set in the 1960s. Fifteen years after her devout Catholic mother is found dead with pills, booze, and an undisclosed pregnancy on board, Nellie Locke returns to her North Carolina home—newly married, newly pregnant herself, and newly haunted. What Nellie discovers a mother far more complicated than the one she thought she knew; a gifted artist trapped in a collision with the budding women's movement, marriage, motherhood, and a Catholic Church impervious to change. | $19.95 — Get it for just $10.95 today! |
|
| |
|
| Dear Joanne | Your questions, her wisdom — Joanne’s here with thoughtful advice, warm humor, and a listening ear for whatever’s on your mind. | | Last week I asked my readers to come up with suggestions for Jennifer from RI who asked “What is the one thing you should have done before you retired?” I received a boatload of suggestions from all of you experts out there who have carried out these exact tasks and, Jennifer, here are a few of my favorites: | Learn to say “I’m Retired”. This is definitely a skill that is hard to grasp. After all, that is your new profession. You are a former lawyer, former secretary, former office manager, but you need to convey your new vocation. (Don P.) | Decide who you want to be when you grow up. Retirement is a major life transition. For years your life has structured around work. Now you have the opportunity to decide what really matters to you. You may want to write, paint, coach or babysit. Or maybe your greatest ambition is to drink coffee on the porch without anyone asking you to do anything. (Paul K) | Practice NOT talking about work. Some of us have had careers that overtook our entire life. Discover topics you love to talk about that do not include a day in the life at the office. (Becca B.) | Make a list of all the things you have been putting off and keep the list visible. If you are anything like me, you cannot remember anything on that list until you are wide awake at 2:00 a.m. If the list is visible, it may keep you on track. (Shannon) | Get your finances in order. This may be the scariest of all. Figure out how much money you have, how much you will need and how long you expect to live. Retirement is expensive and people are living longer than their investment accounts predicted when you started them so many years ago. So, meet with a solid financial advisor, review your investments, pay down debt and stop saying “We’ll be fine… we have Social Security”. Social Security is a prayer with a monthly deposit attached. (Marie P.) | Learn how to do absolutely nothing. If you need an expert on that, call me! (Dear Joanne 😊) | Say goodbye and don’t look back. You need this next chapter of your life. (Cheryl) | And, my favorite suggestion of all, from Bonnie, whose mom taught her: Remember to retire TO something rather than retire FROM something. Retirement should not be the beginning of the end… it should be the beginning of the rest of your life! | Well, Jennifer, I think we have a pretty solid list for you to get started! Let us know how it turns out once you take the plunge. | I am going to be traveling over the next couple of weeks, so I will be writing to you from the road. Hopefully a much warmer and sunnier climate! | Email me this week at [email protected] and let me know what you have been up to! I always look forward to hearing from everyone. | Have a great week! | Joanne | |
|
| | | On this day in 1947, Chuck Yeager made history by becoming the first person to break the sound barrier. Flying the experimental Bell X-1 aircraft—nicknamed Glamorous Glennis—Yeager reached speeds over 700 miles per hour at 45,000 feet above the Mojave Desert. His daring flight marked a turning point in aviation, paving the way for supersonic travel and the next generation of aerospace innovation. |
|
| |
In partnership with  | Your Fall Glow-Up: Two Drinks for Hydrated, Plump-Looking Skin |  | Cooler weather can leave skin looking dull and feeling dry. Pique’s Radiant Skin Duo brings a beauty upgrade to your fall routine: two delicious daily drinks that support hydrated, plump, luminous-looking skin from within. | Start with creamy, organic Sun Goddess Matcha, packed with antioxidants that support healthy-looking skin. Then sip B·T Fountain, a refreshing beauty electrolyte combining clinically studied ceramides, hyaluronic acid and electrolytes to support hydration and a dewy glow. | The beauty benefits come with impressive clinical evidence. In a clinical trial of B·T Fountain’s ceramides, skin hydration improved 25% by day 15. By day 60, hydration improved 37%, elasticity improved 36% and wrinkle depth decreased 8.2%. | Morning matcha. Afternoon beauty hydration. An easy ritual that fits into busy fall days while supporting skin that looks smoother and feels replenished. Your favorite daily drinks become a simple skincare habit worth keep | | Claim Your 20% Savings |
Advertising keeps this newsletter free — thank you for reading. |
| Smart Home Basics: Starting Your Connected Home | Turning your home into a “smart home” may sound futuristic, but today’s technology makes it easier—and more affordable—than ever. Whether you’re looking to save energy, improve safety, or simply make life a little more convenient, a few connected devices can transform your daily routine. | A good place to begin is with smart plugs and bulbs. These are simple, inexpensive upgrades that can be controlled through your smartphone or voice assistant. Imagine turning off the lights from bed or scheduling lamps to come on automatically at sunset—small touches that make a big difference in comfort and security. | From there, you might explore smart thermostats, which learn your preferences and adjust the temperature to save energy while keeping you comfortable. Many models can be controlled remotely, so you can warm the house before you arrive or cool it down on a hot day—all with a quick tap on your phone. | Home safety is another popular starting point. Smart doorbells and cameras let you see who’s at your door and receive motion alerts in real time. Paired with smart locks, you can even grant access to trusted visitors or delivery people without having to be home. For peace of mind, smart smoke detectors and leak sensors can send instant notifications if something’s wrong, helping you act before a small issue becomes a big one. | Voice assistants—like Amazon Alexa, Google Assistant, or Apple’s Siri—can tie everything together. Once connected, you can control multiple devices with a simple voice command: “Turn on the porch light,” or “Set the thermostat to 72 degrees.” For those who prefer minimal tech fuss, these systems can make smart living feel effortless. | Of course, you don’t need to buy everything at once. The best approach is gradual: start with one or two devices that fit your needs and build from there. As you get comfortable, you can add new tools that make your home more energy-efficient, secure, and personalized. | A connected home isn’t just about gadgets—it’s about creating an environment that works for you. Whether you’re adjusting lighting to match your mood or checking in on your home while traveling, smart technology brings convenience and peace of mind into your daily life—one simple upgrade at a time. | What’s the First Smart Device You’d Add to Your Home? | |
|
| From the RetireHub Archives: What’s the Most Confusing Part of Medicare for You? |
|
| | When it comes to Medicare, most readers agree—the choices can feel overwhelming. The biggest challenge by far was deciding between Medicare Advantage and Medigap, followed closely by trying to make sense of the alphabet soup of Parts A, B, C, and D. Others pointed to the difficulty of estimating yearly costs and choosing the right prescription plan. The takeaway? Medicare isn’t one-size-fits-all, and a little guidance can go a long way in turning confusion into confidence. | OUR FAVORITE COMMENTS | “Advantage sounds likes it affords more to its clients, when Medicare sounds like there are gaps in the plan.” “Nothing really. I have never been to an actual SS office. I signed into MySocialSecurity a couple of years before turning 60 and have done everything online. It's really painless and has everything you need to take care of pretty much everything to do with SS.” “ALL of it! It is very confusing! I am 63 and I have started reading about it and I am glad I still have 2 years to figure.” “I had a Medicare specialist help me to understand and set me up.” “My husband and I are 69 and 75 and are starting to have more dental procedures as we age. What would adding Dental coverage to our Medicare Plan cost? Right now we only have A and B.” “We have some slight difficulties with all of them, particularly the comparison between all of the options. One covers something we need but doesn't cover something else we need and just the opposite with another. I still don't understand why chiropractic isn't covered.” “I've had UnitedHealthCare for many years. It's gotten a bad reputation lately, but I've never had one bit of trouble from them.” “Back when my parents were around, from 1960s to 1990, I thought once you get Medicare, Dental and Vision would be covered, including Special Dental surgery and Vision surgery w/little out of pocket! Not for ME! I am hearing and visually impaired and w/Fixed income, I cannot AFFORD surgeries! What do I do?”
| | Why the Assisted-Living Model Is Losing Ground—And Why Aging in Place Is Gaining Momentum | The idea that older adults will eventually move into assisted living is being challenged. Recent polling data shows that the majority of people over 50 would rather stay in their own homes than relocate to institutional care. The traditional model of assisted living is proving brittle, sustained largely by private-pay residents and stretched Medicaid systems, with too many communities underfunded, understaffed, or driven by inequality. | Rather than viewing assisted living as inevitable, many experts now see it as a model in decline. Facilities that cater to those who can pay thrive, complete with amenities and attentive care. But those relying on public funds often struggle with reduced services, staffing shortages, and diminished safety. The system is especially fragile because it depends heavily on low-wage care workers—many of whom lack benefits or security themselves. | In contrast, “aging in place”—remaining in your own home and community with the right supports—is emerging as a preferred and more sustainable path. With modifications like grab bars, no-step entries, smart lighting, and well-coordinated in-home care, people can maintain independence, dignity, and deeper social connections. Support networks such as “village models” and local volunteer groups are already helping supplement care where formal infrastructure is lacking. | The message is clear: aging in place isn’t just a sweet idea—it’s becoming a practical alternative to institutional living. Especially if communities, families, and policymakers invest now in infrastructure, home-based services, and fair wages for caregivers, the future of elder care could be more humane, more flexible, and more in tune with how people want to live their later years. | READ MORE | |
|
| Follow us on Social Media! | Join an online community thriving in retirement! Find us on: | | Every day we post retirement tips, highlights from our newsletter so you can comment and discuss in the community, and some fun retirement-themed motivation! | |
|
| Slang Phrase of the Day | Phrase: Sundae Mood | Meaning: A lighthearted expression describing the feeling of wanting to treat yourself or indulge in something sweet, comforting, or relaxing—much like enjoying an ice cream sundae on a carefree afternoon. It often implies self-kindness and taking a little break from stress. | In a sentence: “After finishing all her errands, Jean said she was in a sundae mood—ready to put her feet up, watch an old movie, and enjoy a little bowl of ice cream.” | |
|
| Good News of the Day | Elderly Theater Worker Surprised by $146,000 for Her Retirement Crowdfunded by Young Moviegoer | It’s becoming something of a trend: young people encountering elders working long past retirement age and raising thousands for them to finally take a rest. GNN has covered such stories on multiple occasions, and now another instance comes from Maryville, Tennessee, where an elderly theater worker was surprised with $146,000. Raised through GoFundMe, it all […] | READ MORE | |
|
| | Free delivery that pays for itself | If you're not already a member, Amazon Prime bundles free fast delivery with Prime Video's movies and shows. The 30-day free trial is the easy way to see whether it earns its keep. | | |
|
| Other Publications We Like | Check out these other email newsletters we think you’ll enjoy! | | |
|
| | Want more trivia? Play our “Nostalgia Trivia Game” on our site! We add fresh questions daily, so there’s always something new to test your knowledge.
Not into trivia? No worries! We’ve got plenty of other fun games to enjoy, like: | |
|
| Which 1950s game show was at the center of the notorious quiz-show scandals involving Charles Van Doren? | | Who was the first African American to win an Academy Award (Best Supporting Actress, 1940)? | |
|
| Which comedy series set a record by sweeping the major comedy categories at the 2020 Emmys? | | A QUICK ASK: First off, thank you for reading RetireHub every day. It fills our cup that so many thousands of people get joy from our little publication. | As you know, good content costs money. In order to continue supporting ourselves and to continue delivering the content you enjoy every day, we need to pay our writers. If you can, we ask you to subscribe to our paid account (for $5/month - less than a cup of coffee!) below. | If you choose to purchase a paid subscription, please know you’re supporting not only our publication, but tens of thousands of other 50+ year old Americans that get joy, entertainment, financial tips, and more from RetireHub every single day. | If you don’t join the paid plan (or can’t), no worries at all. We know times are tough. Thank you for being a part of our tiny, joyful part of the Internet. | - Jay | → Support Our Writing ← |
|
| **RetireHub may receive affiliate compensation for links clicked within this newsletter. | ***RetireHub may share poll results with advertisers. |
|
| |
|