Tackle your credit card debt by paying 0% interest until nearly 2028 If you have outstanding credit card debt, getting a new 0% intro APR credit card could help ease the pressure while you pay down your balances. Our credit card experts identified top credit cards that are perfect for anyone looking to pay down debt and not add to it! Click through to see what all the hype is about. | Rise and shine, RetireHub community! ☀️ Your Tuesday newsletter is here! | Today we’re sharing smart tips on prescription drug plans: finding the best value, along with the best deals, fun trivia, and more! |
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| | | | What We’re Reading | Get these e-book deals before they're gone. | | Flashback | By: Gary A Nilsen | An award-winning science-fiction adventure that pulls archaeology, history, and secret government experiments into a plot to save the future from an altered past. Marine archaeologist Victoria Heath uncovers a modern gold medallion in an ancient shipwreck — and the inscription leads her to history professor Jack Carter and a clandestine conspiracy using time-travel technology to target a key historical figure. Now it's a race to stop the assassin before he strikes. | Get it for just $14.99 today! |
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| | Enough to Cover Us | By: William Pickrel | A uniform. A wedding dress. Sixty-four years of things nobody said. In January of 1947, Ruth Vollmer cut up her husband's army uniform and her own wedding dress and sewed them into a quilt. Sixty-four years later Ruth is eighty-seven, a stroke has taken all but six of her words, and the quilt is folded on a shelf in a county nursing home — where nobody knows where it came from. Then her grandson Wade drives up from Baltimore. | Get it for just $0.99 today! |
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| | Assassin’s Mace | By: Ron McManus | Jake Palmer is on an assignment within the JSOC's elite Task Force Orange when he and his partner, Alona Green, are thrust into a covert mission to extract Russia’s top hypersonic missile engineer and deliver him safely into U.S. custody. Their mission is simple, yet perilous, with the balance of global power at stake. | Get it for just $0.99 today! |
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| | Journaling Power: How To Create The Happy, Healthy Life You Want To Live | By: Mari L. McCarthy | Are you ready to stop surviving and start thriving — mentally, emotionally, and physically? In the 10th anniversary edition of her international bestseller, Mari L. McCarthy shows you how to use a simple notebook to heal your past, calm your mind, and reclaim your power. Diagnosed with multiple sclerosis and facing mounting health challenges, Mari didn't start journaling as a hobby to pass the time. She used it to save and transform her life. | See it on Amazon → |
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| | | | On this day in 1974, just one month into his presidency, Gerald R. Ford granted a full and unconditional pardon to former President Richard Nixon for any actions related to the Watergate scandal—a decisive step that helped the nation move forward. |
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| Prescription Drug Plans: Finding the Best Value | Navigating the world of prescription drug plans can feel overwhelming—but getting the best value doesn’t have to mean settling for less. Whether you take one daily medication or manage a complex regimen, the right plan can make a real difference for both your health and your wallet. | 1. Understand the Basics
Prescription drug coverage is often provided through Medicare Part D, either as a standalone plan or bundled with a Medicare Advantage Plan. Every plan has its own list of covered drugs (called a formulary), pricing tiers, and pharmacy networks—so no two plans are exactly the same. | 2. Review Your Medications
Start by making a list of all the medications you take—prescription, over-the-counter, and supplements. Note the dosages and how often you fill them. Then, check each plan’s formulary to see how your medications are covered. Drugs not on a plan’s list can be far more expensive. | 3. Compare Plans Annually
Even if you’ve been happy with your current plan, it’s smart to review your options every year during the Medicare Open Enrollment period (October 15–December 7). Plans can change their formularies, premiums, and co-pays from year to year, and a little comparison-shopping can lead to big savings. | 4. Consider Generic and Mail-Order Options
Generic drugs can be just as effective as brand-name medications at a fraction of the cost. Some plans also offer discounts when you use preferred pharmacies or 90-day mail-order services. These little shifts can add up over time. | 5. Use Medicare’s Online Tools
The Medicare Plan Finder is an excellent resource. You can plug in your medications, preferred pharmacies, and zip code to see personalized cost comparisons. It even shows estimated annual out-of-pocket costs for each plan. | 6. Ask for Help If You Need It
There’s no shame in seeking guidance. Call your local State Health Insurance Assistance Program (SHIP), talk to a licensed Medicare advisor, or consult your pharmacist. These professionals can help you understand your options and spot hidden savings. | Why It Matters: Prescription drug costs can add up quickly, especially for those on a fixed income. Finding the right plan helps you stay healthy without straining your budget—so you can focus more on living well and less on paperwork. | How Do You Choose Your Prescription Drug Plan? | |
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| From the RetireHub Archives: How Do You Share Family Photos These Days? |
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| | Turns out texting and emailing still reign supreme when it comes to sharing snapshots—71% of you say it’s your go-to method for keeping loved ones in the loop. While only 9% prefer using shared cloud albums, a small but mighty group still swears by printed photos sent by mail. Whether you're all digital or delight in a hard copy, it's clear that family memories find a way to travel—near or far. | OUR FAVORITE COMMENTS | “We text photos but what was the real game changer was the Aura frame. Our daughter got one for us for Christmas a couple of years ago. We returned the favor this past Christmas for her and our other daughter. It is so easy to share photos directly to our own and each other's frames.” “My adult daughter set up [a shared cloud album] and let the other family members know. so we all share together. it’s wonderful and cuts down on saving every pic that gets sent your way.”” “I started using the Google cloud during the pandemic, all my photos are in there now.”
| | Passing On Memories with Grace: How to Share Family Treasures Without the Tension | Deciding who receives Grandma’s yellow pie plate—or any sentimental item—can often feel like tiptoeing through a family minefield. Generational differences, limited space, and varying emotional value can turn treasured belongings into unexpected stressors. Rather than leaving these decisions to chance (or to the courts), the article encourages families to approach inheritance thoughtfully and with purpose. | Start by identifying the items that matter most—those that tug at heartstrings—and having open conversations about their future. Discuss what fairness looks like in your family: should everyone receive something equally valuable, or should sentimental attachments guide decisions? It's also wise to recognize that not all family members will understand their worth, so planning can help ensure meaningful items end up where they'll be cherished. | If discussions feel uncomfortable, soften the conversation by framing it as an act of love: “I want to make these decisions now so we can avoid awkwardness later.” Be prepared for the process to take time—this is a marathon, not a sprint. Sharing information, listening, and allowing emotions to process gently are key to preserving both memories and harmony. | READ MORE | |
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| Slang Phrase of the Day | Phrase: Cool-lection | Meaning: A curated collection of items that reflect your unique style, nostalgia, or passions—be it vintage vinyl, travel postcards, quirky mugs, or seashells from decades of beach trips. | A cool-lection isn’t about hoarding or clutter—it’s about celebrating the objects that hold stories. Whether it’s a tidy display shelf or a photo album filled with snapshots, it’s a way to honor your history, spark conversations, and keep your personality present in every corner of your home. | In a sentence: “After downsizing, I kept just my favorite teacups and jazz records—it’s my little cool-lection of comfort and good memories.” | |
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| Good News of the Day | 22-yo with Down Syndrome Becomes Certified Fitness Instructor, Leads Class of 60 at Local Gym | A 22-year-old Utahan with Down Syndrome has just become a certified fitness instructor for the popular fitness program UpBeat Barre. UpBeat Barre instructor and co-owner of VASA Fitness in Kaysville, Jane Johnson, said she had kept her eye on Aubry Allbridge for some years, noticing how the young woman was exceptionally gifted in remembering the […] | READ MORE | |
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| | Free delivery that pays for itself | If you're not already a member, Amazon Prime bundles free fast delivery with Prime Video's movies and shows. The 30-day free trial is the easy way to see whether it earns its keep. | | |
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| | Want more trivia? Play our “Nostalgia Trivia Game” on our site! We add fresh questions daily, so there’s always something new to test your knowledge.
Not into trivia? No worries! We’ve got plenty of other fun games to enjoy, like: | |
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| Which plant produces the world’s largest seed by mass? | | Which U.S. President later served as Chief Justice of the Supreme Court? | |
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| What was Google’s original name when Larry Page and Sergey Brin first launched it in the 1990s? | | A QUICK ASK: First off, thank you for reading RetireHub every day. It fills our cup that so many thousands of people get joy from our little publication. | As you know, good content costs money. In order to continue supporting ourselves and to continue delivering the content you enjoy every day, we need to pay our writers. If you can, we ask you to subscribe to our paid account (for $5/month - less than a cup of coffee!) below. | If you choose to purchase a paid subscription, please know you’re supporting not only our publication, but tens of thousands of other 50+ year old Americans that get joy, entertainment, financial tips, and more from RetireHub every single day. | If you don’t join the paid plan (or can’t), no worries at all. We know times are tough. Thank you for being a part of our tiny, joyful part of the Internet. | - Jay | → Support Our Writing ← |
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| Together with Wise & Wired Studio  This week in AI, explained in plain English for people our age AI is showing up everywhere — in the news, in your phone, in questions from the grandkids — and most of what's written about it assumes you either work in tech or don't care. Don Walker, a Baby Boomer and self-described AI convert, founded Wise & Wired Studio to close that gap for readers our age. His free weekly AI Briefing filters the week's most relevant AI developments and explains them in plain English, written for experienced adults. Signing up also unlocks free access to his first two courses — no credit card, no commitment — and early access as new courses open. It's free, there's no spam, and you can unsubscribe with one click. Learn today. Do more tomorrow. |
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