Sip Into Your Glass Skin EraPique’s Carrara Marine Collagen turns morning matcha into a beauty latte, with Type I and rare Type II collagen to support skin radiance and elasticity. After 90 days, 83% reported smoother skin and 80% reported plumper skin. Subscribe for 15% off for life. A free newsletter with the marketing ideas you need The best marketing ideas come from marketers who live it. That’s what this newsletter delivers. The Marketing Millennials is a look inside what’s working right now for other marketers. No theory. No fluff. Just real insights and ideas you can actually use—from marketers who’ve been there, done that, and are sharing the playbook. Every newsletter is written by Daniel Murray, a marketer obsessed with what goes into great marketing. Expect fresh takes, hot topics, and the kind of stuff you’ll want to steal for your next campaign. Because marketing shouldn’t feel like guesswork. And you shouldn’t have to dig for the good stuff. | Rise and shine, RetireHub community! ☀️ Your Wednesday newsletter is here! | Today we’re sharing smart tips on Group Messaging: Staying Connected with Family, along with the best deals, fun trivia, and more! |
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| | | | What We’re Reading | Get these e-book deals before they're gone. | | Booked for Fall (Apple Valley Book 1) | By: June Connor | One bookshop. One unforgettable kiss. Fifteen years of keeping her distance. Laurel is home to help her injured dad run his bookstore—until she learns she’s co-hosting his writers’ retreat with Will, her former best friend. Working beside him should be simple. If only she could stop remembering that kiss. A cozy, closed-door second-chance romance. | Get it for just $0.99 today! |
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| | | The Vatican Deal (Marty Schott and Bo Bishop Book 2) | By: Michael Balter | INTERNATIONAL CRIME THRILLER - It was meant to be a quick trip to Rome. Tour the sculpture foundry. Meet the cardinals. Close a deal with the Vatican. But when Marty and Bo’s enigmatic partner, Natalya, is kidnapped, the stakes turn deadly. An electrifying blend of suspense, intrigue, and razor-sharp wit set amidst the beauty and menace of Italy. | Get it for just $0.99 today! |
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| | | The Weight of Stonebridge: A Small-Town Sheriff Enemies-To-Lovers Romance (Stonebridge Series Book 2) | By: Delaney Shea | When investigative journalist Callie Nguyen’s article exposes Stonebridge’s struggles, she’s forced to spend sixty days shadowing Sheriff Evan Hart—the very man who blames her for turning his life into headlines. As their clashes give way to attraction, they discover that caring for a town doesn’t mean carrying its burdens alone. Readers 45+ who enjoy steamy small-town romance will love the sharp banter, hard-earned trust, and deeply relatable story of two capable people learning to make room for love. | See it on Amazon → |
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| | Life Answers Back | By: Dan Klusmann | Memorable stories from over 80 authors. Amazon's book editor said "Life Answers Back deserves a special place in every reader's heart." Full money-back guarantee if you do not love it. | See it on Amazon → |
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| Dear Joanne | Your questions, her wisdom — Joanne’s here with thoughtful advice, warm humor, and a listening ear for whatever’s on your mind. | | Retirement does have its perks, but apparently retired women who travel still have to wear a bathing suit. Suddenly, someone suggests going to the pool or the beach, and we are faced with the one activity that can turn a perfectly confident, intelligent, mature woman (me) into a nervous teenager standing in front of a three-way mirror wondering what the heck happened. | Whoever invented the modern bathing suit clearly had a personal grudge against women over 60. First, there’s the shopping experience. You walk into a store feeling pretty good about yourself. You have survived childbirth, raised children, worked for decades, managed a household, and successfully navigated menopause. Also, I just lost almost 40 lbs. You would think I can manage a little shopping. | Then you enter the dressing room. The lighting is apparently designed by the same people who interrogate international criminals. You look in the mirror and see your mother. You try on the first bathing suit. It’s too tight. The second one is too loose. The third one has a mysterious arrangement of straps that requires an engineering degree and two people from Cirque du Soleil to help you put on. | The fourth might be cute if you were 25, weighed 112 pounds, and had a personal assistant whose sole responsibility was keeping your rear end from moving south. | But wait! There’s more. You still have to get into it. | Getting into a bathing suit at our age should qualify as an Olympic event. There’s twisting, tugging, jumping, sucking in, and occasionally saying words that would make a sailor blush. By the time the suit is on, you’ve burned enough calories to justify a cheeseburger. | Once at the pool, I spot another woman my age looking absolutely fabulous in her swimsuit. Is she wearing control-top fabric? Has she discovered some secret exercise routine? Does she have a personal trainer or a plastic surgeon? | Now, you men are not off the hook. The men at the pool are wearing bathing suits that look like they were bought at a hardware store. Nobody is asking them to hide their stomachs, lift their bottoms, smooth their hips, or wear a strategically placed ruffle. They just put on a pair of shorts and head for the water. | Who decided this was fair? | Here’s the truth: our bodies have changed. Of course they have! They’ve been around for six or seven decades. If our stomachs aren’t as flat as they used to be, perhaps it’s because they’ve been busy digesting decades of birthday cake, Thanksgiving dinners, and the occasional cocktail. | So, let’s make a deal. Wear the bathing suit that makes YOU comfortable. If it’s a bikini, fabulous. If it’s a one-piece, wonderful. If it’s a swim dress, a tankini, or something that resembles a small tent, go for it. | The goal is not to look 25 again. Frankly, I wouldn’t go back to 25 if somebody offered me a lifetime supply of wrinkle cream and a free gym membership. I remember 25. I had bills, responsibilities, and absolutely no idea what I was doing. Now I have fewer obligations, more wisdom, and a much lower tolerance for uncomfortable shoes. | That’s called progress. We retired to have fun. | So, grab your swimsuit, your oversized sunglasses, your favorite cover-up, and whatever beverage makes a day in the sun worthwhile. | Walk proudly to that pool. Have a cocktail. And read “Dear Joanne” on a beautiful Wednesday morning. And don’t forget to email me at [email protected] with your bathing suit stories! | See everyone next week! | Joanne | |
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| | | On this day in 1886, The Statue of Liberty was officially dedicated in New York Harbor! A gift from France to the United States, Lady Liberty became an enduring symbol of freedom, hope, and friendship between nations. Her torch was first lit 139 years ago today—welcoming millions of immigrants arriving by sea with the promise of a new beginning. |
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| Group Messaging: Staying Connected with Family | In today’s busy world, it’s easy for families to scatter across time zones, cities, and daily routines. Yet, even when miles apart, one of the simplest ways to stay close is right in our pockets: the humble group message. Whether it’s a text thread, WhatsApp group, or iMessage chain, these digital circles have become the new family living rooms—where we share everything from baby photos to bad jokes to “who’s bringing the pie” on Thanksgiving. | At its heart, group messaging is about connection. It bridges generations—grandparents who once mailed birthday cards can now send a quick “Love you!” with a heart emoji. Siblings who live across the country can keep up with each other’s daily lives, sharing snippets that might otherwise be lost in the rush of the week. Even quiet relatives often open up in group chats, finding it easier to type than talk on the phone. | Of course, with all this togetherness comes a few quirks. Every family has a “GIF person” who replies to everything with a dancing cat, a “quiet observer” who never comments but always reads, and a “group leader” who renames the chat every few weeks (“Family Central,” “Holiday Planning,” “The Breakfast Club,” etc.). Some chats hum along daily, while others spring to life only for big events or updates. | Group messaging also helps families coordinate life more smoothly. Planning reunions, sharing health updates, or even deciding what movie to stream for a virtual family night can all happen in one place. And for those who may not be tech-savvy, the beauty is in the simplicity—most messaging apps are free, intuitive, and available across phones and tablets. | Still, it’s worth setting gentle boundaries. Muting notifications at night, pausing long threads, or keeping sensitive topics in smaller conversations can make the chat feel like a comfort zone instead of an obligation. After all, the goal isn’t to be constantly “on,” but to create a sense of presence and belonging—those tiny moments of laughter or reassurance that remind us we’re part of something bigger. | So next time your phone pings with a family photo, an inside joke, or a “Did you see this?” meme, take a moment to smile. That little buzz might just be love in digital form. | How would you describe your family’s group chat? | |
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| From the RetireHub Archives: Have you ever used a Health Savings Account (HSA)? |
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| | Looks like opinions on Health Savings Accounts are all over the map! About 39% of readers say they use an HSA and love the flexibility, while 14% have one but aren’t totally sure how it works. Another 14% are curious to learn more, and 27% say they don’t think an HSA is the right fit for them. A small 6% chose “other,” often mentioning their insurance doesn’t qualify or that they prefer a different setup. In short, HSAs are popular—but a little confusing for many—and there’s definitely room for more clarity around how to make them work best. | OUR FAVORITE COMMENTS | “I’m on Medicare so it’s not needed.” “We are on social security, with my wife having a very small pension, so we don't have any extra money to invest in an HSA. We are paying for extra dental insurance, because of very little coverage with Medicare and Humana.” “I used to have one when my kids were little. Once they got older, I stopped using it. Now that I'm retired, I'll think about it.” “Highly recommend it!” “When I found out about it I wasn't eligible. I had to settle for a flex plan.” “I spent so much time on the phone and sending the receipts it wasn’t worth it.”
| | Rebuilding Trust and Rediscovering Yourself After Divorce in Your 60s | The end of a long marriage in your 60s can leave deep emotional marks, often shaking your sense of security and self-trust. Yet this stage can also become a powerful turning point—a chance to rediscover confidence and build a new kind of faith in yourself and others. Healing begins by recognizing that trust doesn’t vanish forever; it simply needs to be rebuilt, piece by piece, through gratitude and connection. By focusing on the people, pets, and daily routines that remain steady in your life, you begin to restore your sense of safety and belonging. Over time, those small acts of appreciation and reflection help transform pain into perspective, opening space for renewed relationships and a peaceful trust in your own resilience. | READ MORE | |
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| Follow us on Social Media! | Join an online community thriving in retirement! Find us on: | | Every day we post retirement tips, highlights from our newsletter so you can comment and discuss in the community, and some fun retirement-themed motivation! | |
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| Slang Phrase of the Day | Phrase: Sus | Meaning: Short for “suspicious” or “suspect,” this modern slang term is often used to describe someone or something that seems a little off, untrustworthy, or not quite right. | In a sentence: “When my grandson said he ‘accidentally’ ate the last slice of pie, I told him that sounded a little sus to me.” | |
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| Good News of the Day | FDA-Approval for Drill-Free Cavity Care May Be Imminent After Great Phase 3 Treatment Trial | FDA approval may be imminent for a key innovation in dentistry that could spare thousands of children from painful pulling, drilling, and infections with a simple fluid coating. Every year, untreated tooth decay sends thousands of young US children to emergency departments for dental problems doctors can’t treat. Many eventually undergo surgery under general anesthesia, […] | READ MORE | |
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| | A library card for your Kindle | Kindle Unlimited works like a library: borrow from a huge catalog of ebooks and magazines, read on any Kindle or the free app, and return them when you're done. There's a free trial, and you can cancel anytime. | | |
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| Other Publications We Like | Check out these other email newsletters we think you’ll enjoy! | | |
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| | Want more trivia? Play our “Nostalgia Trivia Game” on our site! We add fresh questions daily, so there’s always something new to test your knowledge.
Not into trivia? No worries! We’ve got plenty of other fun games to enjoy, like: | |
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| In the “Miracle on Ice” at the 1980 Winter Olympics, the U.S. men’s hockey team defeated which nation? | | Which continent has no native bee species? | |
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| Which language is official in the greatest number of countries worldwide? | | A QUICK ASK: First off, thank you for reading RetireHub every day. It fills our cup that so many thousands of people get joy from our little publication. | As you know, good content costs money. In order to continue supporting ourselves and to continue delivering the content you enjoy every day, we need to pay our writers. If you can, we ask you to subscribe to our paid account (for $5/month - less than a cup of coffee!) below. | If you choose to purchase a paid subscription, please know you’re supporting not only our publication, but tens of thousands of other 50+ year old Americans that get joy, entertainment, financial tips, and more from RetireHub every single day. | If you don’t join the paid plan (or can’t), no worries at all. We know times are tough. Thank you for being a part of our tiny, joyful part of the Internet. | - Jay | → Support Our Writing ← |
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| **RetireHub may receive affiliate compensation for links clicked within this newsletter. | ***RetireHub may share poll results with advertisers. |
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| 🏆 Best Poll Reply of the Week | After you vote in today’s poll, tell us why in the comment box. Every week our editors pick the best written reply, and the winner gets a $25 Amazon gift card. We’ll email the winner directly and may share the winning reply (first name and last initial only) in a future issue. | No purchase necessary. US residents 18+. Official rules. | |
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