- RetireHub
- Posts
- Power of Attorney: Choosing and Setting Up
Power of Attorney: Choosing and Setting Up
Trivia: What is the only metal that is liquid at standard room temperature?
RetireHub
August 11, 2025
Rise and shine, RetireHub community! ☀️ Your Monday newsletter is here!
Today we’re sharing smart tips on power of attorney: choosing and setting up, along with the best deals, fun trivia, and more!
Top Deals From Around The Web
We find the best daily online deals so you don’t have to!
💆♀️ 40% OFF – HALIDODO Light Therapy Neck Massager with Heat & Vibration
Ease tension and melt away stress with this multifunctional neck massager. Combining gentle heat, soothing vibration, and light therapy, it’s perfect for relieving sore muscles after a long day—whether you’re reading, watching TV, or winding down before bed.
☕ 10% OFF – M3 Naturals Arabica Coffee Body Scrub with Collagen & Stem Cell
Wake up your skin with this invigorating coffee scrub that exfoliates, nourishes, and promotes a healthy glow. Infused with collagen and stem cell extracts, it helps improve skin texture while leaving you silky smooth and energized.
🍵 15% OFF – Chefman Electric Kettle with Removable Tea Infuser
Brew the perfect cup every time with this stainless steel electric kettle featuring a removable tea infuser. Boils water quickly, keeps it hot, and is ideal for loose-leaf tea, herbal blends, or your morning coffee ritual.
What We’re Reading
Get these e-book deals before they’re gone.
 | By: K.M. Krenik A strange phone call. A charming chauffeur. A dashing viscount. After her husband is killed by the totalitarian government, Courtney Drake takes a job as a nanny to work in a secluded manor. Sparks ignite quickly with her new employer, but when a murder occurs, life at Ranfurly Manor quickly turns minacious. |
On this day in 1973 A young DJ named Kool Herc threw a back-to-school party in the Bronx, New York, and introduced a brand-new style of mixing music—extending the “break” section of songs so people could dance longer. That night is now widely celebrated as the birth of hip-hop, sparking a global cultural movement in music, art, and dance.
Power of Attorney: Choosing and Setting Up
A Power of Attorney (POA) is one of the most important legal tools you can have in place to protect your interests—both financial and personal—if you’re ever unable to make decisions for yourself. It allows you to appoint someone you trust, called your “agent” or “attorney-in-fact,” to act on your behalf in specific situations or for a set period of time.
Types of Power of Attorney
There are several types, and knowing the difference is key:
General Power of Attorney – Grants broad powers to your agent to handle financial and legal matters, but ends if you become incapacitated.
Durable Power of Attorney – Remains in effect even if you lose the ability to make decisions, making it a popular choice for long-term planning.
Medical or Healthcare Power of Attorney – Gives your agent the authority to make medical decisions for you if you’re unable to speak for yourself.
Limited or Special Power of Attorney – Used for specific tasks or for a set period, such as selling a property while you’re traveling.
Choosing the Right Person
Your agent should be someone you completely trust—often a close family member or lifelong friend—who is reliable, organized, and willing to take on the responsibility. Consider:
Their ability to understand your wishes and values.
Their comfort with handling finances, legal matters, or medical discussions.
Their location—being nearby can make certain tasks easier.
It’s also wise to name a backup agent in case your first choice is unavailable.
How to Set It Up
Setting up a POA is straightforward, but it’s essential to do it correctly:
Decide the scope – Determine which type of POA you need and exactly what powers you want to grant.
Draft the document – You can work with an attorney or use your state’s approved forms, which are often available online.
Follow state requirements – Most states require your signature to be notarized or witnessed.
Distribute copies – Give copies to your agent, any backups, and relevant institutions like banks or your doctor’s office.
Why It Matters
Without a POA, your loved ones might have to go through a lengthy court process to get the authority to act on your behalf if something unexpected happens. By setting it up now, you provide peace of mind—for yourself and your family—knowing your wishes will be honored.
A POA isn’t just for emergencies—it’s part of smart, proactive life planning at any age.
Have You Set Up a Power of Attorney? |
Yesterday’s Poll Results: What’s the most important ingredient for a book club that lasts?
It looks like comfort wins the day for book lovers! The top choice for keeping a club going strong was a cozy, welcoming atmosphere, proving that warm tea and comfy chairs might be just as important as the books themselves. A variety of reads and lively discussions were close behind, showing that members value both inspiration and connection. And while special themed events drew fewer votes, they still add a little extra magic for those who love to mix things up.
TOP COMMENTS
“Keep the number of participants to a manageable level. Our group at the Library grew to 20. All we had time to do was say if we liked the book and what number from 1 to 5 we'd give it ...Changed clubs to a group of about 6 and everyone gets a chance to share.”
“I think all of the above are important, but I think the most significant thing is to establish a basic idea of it will work from the beginning. Knowing what to expect will help everyone be able to contribute to the group.”
“Great talks and great snacks.”
Rekindling Relationships, One Gentle Step at a Time
Sometimes the most important people in our lives slip into the background—not because we’ve stopped caring, but because life has shifted our focus. Rekindling those bonds doesn’t have to mean rehashing the past or having long, emotional talks. Instead, it can be about creating fresh, joyful moments together—rooted in kindness, not correction.
One heartwarming example comes from two friends whose paths had quietly diverged after a marriage changed their dynamic. Rather than revisiting old hurts, they reunited through what they once loved: nature walks, shared songs, and cozy chats over books and tea. Over ten unhurried days, they rebuilt their connection without pressure, letting simple pleasures do the work.
You don’t need grand gestures to reignite closeness. A stroll through a garden, listening to a favorite record, baking a beloved recipe, or tending a plant together can be enough. These activities create space for laughter, ease, and the quiet reminder of why you enjoyed each other’s company in the first place.
The beauty of reconnection is that it starts in the present moment—not in the past. With gentle effort and an open heart, old friendships and family ties can bloom again, often sweeter than before.
Follow us on Social Media!
Join an online community thriving in retirement! Find us on:
Every day we post retirement tips, highlights from our newsletter so you can comment and discuss in the community, and some fun retirement-themed motivation!
Slang Phrase of the Day
Phrase: Aha stroll
Meaning: A leisurely walk taken to clear your mind, during which a surprising idea or solution “clicks” into place. It’s that magical blend of fresh air, gentle movement, and quiet thinking time that often sparks insight without you even trying.
In a sentence: “During my morning Aha stroll around the neighborhood, I finally figured out how to rearrange the living room so the sunlight falls right on my reading chair.”
Good News of the Day
Compassion in Action: How a Mountie’s Warm Conversation Became a Lifeline
When family in Salt Spring Island, British Columbia, asked the RCMP to check on an elderly relative, Constable Kevin Lloyd thought it would be a routine welfare visit. What unfolded, however, was nothing short of life-changing. The senior initially declined help and insisted he was fine—but Cst. Lloyd stayed patient, listening with compassion for over an hour and gently earning his trust. That quiet act led the man to agree to be taken to the hospital, where doctors discovered internal bleeding that could have been fatal within 24 hours.
Months later, the grateful man returned to the Mountie’s office simply to say thank you. As the commanding officer observed, “What started as a standard call became something far more profound.” This story shines as a reminder of how empathy, presence, and human connection—especially in uniform—can become a beacon of hope when it’s needed most.
Other Publications We Like
Check out these other email newsletters we think you’ll enjoy!
RetireHub Trivia
Want more trivia? Play our “Nostalgia Trivia Game” on our site! We add fresh questions daily, so there’s always something new to test your knowledge.
Not into trivia? No worries! We’ve got plenty of other fun games to enjoy, like:
In what country is the world’s largest salt flat, the Salar de Uyuni, located? |
What is the only metal that is liquid at standard room temperature? |
The 1973 Supreme Court case Roe v. Wade centered around which constitutional right? |
A QUICK ASK: First off, thank you for reading RetireHub every day. It fills our cup that so many thousands of people get joy from our little publication.
As you know, good content costs money. In order to continue supporting ourselves and to continue delivering the content you enjoy every day, we need to pay our writers. If you can, we ask you to subscribe to our paid account (for $5/month - less than a cup of coffee!) below.
If you choose to purchase a paid subscription, please know you’re supporting not only our publication, but tens of thousands of other 50+ year old Americans that get joy, entertainment, financial tips, and more from RetireHub every single day.
If you don’t join the paid plan (or can’t), no worries at all. We know times are tough. Thank you for being a part of our tiny, joyful part of the Internet.
- Jay
**RetireHub may receive affiliate compensation for links clicked within this newsletter.
***RetireHub may share poll results with advertisers.