😊 RetireHub Daily — 4/19/24 😊

It is Friday, April 19th, 2024

Deal of the Day

Worried about running out of money in retirement?

Worry no more! Retirable helps you understand what’s safe-to-spend each month while growing your wealth throughout retirement—alongside the ongoing care of a fiduciary financial advisor.

The best part?

RetireHub members get a free retirement consultation and save 25% on financial planning and wealth management advisory services from Retirable.

• Talk to a licensed Retirable advisor today!

RETIREHUB POLL

Yesterday’s Poll Results - How do you most enjoy listening to music?

This was a close one! Most RetireHub Daily readers prefer listening to music through their stereo/speakers (37%), but listening on the radio (34%) was a close second. No matter how times and technology change, there’s still comfort in dialling into a good radio station.

Thanks to everyone who voted and commented!

Our Favorite Comments:

We love hearing and sharing comments from our polls! While we can’t publish them all, we do read and appreciate every comment.

• “I still have all my vinyl from the 60's on and there's nothing like the sound of them! Still! Just the sound of the needle when it hits the vinyl record is thrilling!” Nothing will ever beat the sound of vinyl!

• “I love it all the different ways but especially blasting a good ol' song on my car stereo driving around town aka sitting in traffic in the DC area.” We like this attitude. You can’t change the traffic but you can crank up the radio and enjoy the stillness.

• “Love live concerts, too, but they are way too expensive now!” Indeed, it feels like everything is more expensive these days …

Thank you to everyone who attended the first RetireHub Live Trivia!

Wow, what a fun time we all had! We laughed, we learned something, and we met some amazing folks from all across this wonderful country of ours.

Congratulations to Faith R. for winning the contest and earning a $20 Amazon gift card!

And to those who couldn’t make it this time, don’t worry! We’ll be back with regular trivia events soon—keep checking this newsletter daily for updates.

WHAT WE’RE READING

Want free books delivered to your inbox every day? Check out Free Booksy!

Receive free eBooks (just like this one!) in your favorite genres delivered to your inbox daily. Check out Free Booksy today!

(Please support our sponsors — they help keep RetireHub going!)

SENIOR LIVING NEWS

Learning to Slow Down and Still Have Full Days in Retirement

Learning to say “no” has likely been the hugest and healthiest change I’ve made in my life in the past 5 years.

Upon retirement, I’ve had more down time in my daily schedule than I’ve ever had in my life. I’m not working, and my children are grown and gone. I’ve got projects going on with my husband, am helping my mom, and I see my grandchildren often but these are not daily activities. They happen in bits and spurts.

At 62 years old, I’m done NOT spending time with people or doing activities that are not a priority for me.

• Read the Article

How to Retire Without Savings

Every day, 10,000 Baby Boomers turn 65, and according to a 2019 study by Northwestern Mutual, 17% of them have less than $5,000 in personal savings. The good news is that with some financial planning and lifestyle changes in your 60s, you can make positive steps towards a comfortable retirement, even if you currently have no retirement plan.

Key Takeaways:

• Before you do anything, gather information about your financial assets and debts. This will help you and your financial advisor build a picture of your current situation and prepare for retirement.

•Making an effort to reduce your spending and pay off debts can make living on Social Security benefits a lot easier.

•Building other income streams through things like part-time work or home equity can also help cover the gap.

• Read the Guide

LONGEVITY TIP OF THE DAY

Become more conscientious—People who keep their commitments, including doctors’ appointments, dates with friends, and work meetings, are more likely to live longer than those who don’t. Conscientious people are physically healthier than those who are more carefree–they take their medications, follow safety rules, pursue healthy habits, and avoid harmful habits like smoking, alcohol, and drugs.

Slang Phrase of the Day

Word: “Extra“

Definition: A slang term used to describe someone or something that is over-the-top, excessive, or dramatic in behavior, appearance, or actions.

Used in a Sentence: “Wow, that wedding reception was so extra!“

NEWS OF THE DAY

Nature officially becomes a musician, earning royalties for environmental causes

A new initiative will see nature recognised as an official artist on major streaming platforms, including Spotify and Apple Music.

Artists who use natural sounds in their recordings can choose to list "Nature" as a featured artist - and a share of their profits will be distributed to environmental causes.

"It's a way of saying to artists, 'We all use sounds like seagulls and waves and wind. Why don't we pay nature a royalty?'" says Brian Eno, who has remixed his David Bowie collaboration Get Real for the project.

• …Read The Full Story

Struggling Manatee Was Close to Dying but Florida Deputy Held it Afloat for 2 Hours

Despite weighing a tiny fraction of the creature’s massive bulk, a determined Pinellas County deputy leaped into shallow water to save a manatee struggling to breathe.

Cradling it in her arms for over an hour so it could get enough oxygen, Jill Constant saved the animal from becoming a victim of toxic red tide.

• …Read The Full Story

RETIREHUB TRIVIA

Our goal is to grow RetireHub to over 1 million members — with this, we’ll have the leverage to get even better discounts from the likes of Netflix, Amazon, and others.

To help incentivize referrals, we’re giving away 12 months of your favorite streaming service for free! Simply forward this email to a friend (and cc [email protected]) and you’ll be entered into the drawing on May 15th! (Maximum $20/month streaming service).

Each additional friend you send the email to will count as an additional entry (25 person max).