😊 RetireHub Daily — 5/07/24 😊

It is Tuesday, May 7th, 2024

Dear RetireHub Daily Readers, today is “Tech Tuesday”.

The times they are a’ changin’. Here we all are, opening a newsletter each morning with our coffee instead of a newspaper.

Tech lets us stay in touch with loved ones in new ways. Reconnect with old friends through social media. Take care of our banking from home. Many of you have told us about the smart assistants such as Alexa, Siri, and Google you have in your homes.

Tech is a huge part of our lives—but it’s always changing. Sometimes it feels overwhelming.

That’s why every Tuesday we’ll have a few tech-themed tips to help you make the most of technology and stay safe online.

RetireHub

Deal of the Day

Lawn Mower Spring into Deals Sale at Lowe's

It’s that time of year when the grass starts growing, which means time to start mowing. Explore great deals of $50 - $150 across a range of quality mowers at Lowe’s.

• Shop the sale

RETIREHUB POLL

Being aware of online scams

Make sure to keep your time online safe by learning how to spot potential scams. Here’s a few quick tips:

• Beware of texts from unknown numbers: Got a text from an unknown number? If you’re not sure, ignore! Remember that if it’s something genuine and important, it probably won’t be sent over text message.

• Check before you click: If you get an email from someone that sounds a bit off, even if you recognize their name, don’t click any links in there. Send them a separate email or text asking if they sent the message.

• If the site’s not secure, stay away: Take a look at the web address next time you’re online. They should all start with https, such as https://retirehub.org/. If a site starts with just http (with no “s” at the end), don’t click on anything and leave the site immediately.

• Don’t ignore updates: We all put off updating our devices. But we shouldn’t. Hackers get to know how our devices and software work—updates keep you one step ahead.

• Don’t use the same password for everything: This one’s annoying but important. If you have an obvious password, it will get hacked eventually. If you’re tired of forgetting strong passwords with numbers and characters, here’s a guide to password managers that can create and store strong passwords for you.

Happy secure browsing!

Yesterday’s Poll Results - How do you decide whether to make a purchase?

Who doesn’t love a deal? RetireHub Daily readers are a savvy bunch, with 46% saying they look for deals before making a purchase. However, many of you commented that you take an “all of the above” approach before parting with your hard-earned dollars. Wise advice in this economy.

Thanks to everyone who voted and commented!

Our Favorite Comments:

We love hearing and sharing comments from our polls! While we can’t publish them all, we do read and appreciate every comment.

• “Now that we live on a limited income determining a want over a need has become number one followed by comparing prices and looking for deals.”

• “Prices are high so I feel it is important to get good quality at the lowest price possible.”

• “Often my needs and wants overlap. I compare pricing, quality and I read reviews.”

WHAT WE’RE READING

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(Please support our sponsors — they help keep RetireHub going!)

SENIOR LIVING NEWS

5 Ways to Safeguard Your Heart in the World of Online Romance Scams

When women enter their sixth decade, we’re often divorced or widowed, and loneliness can wedge its way into our daily journey. Then it happens. A friend or family member suggests we go online to “see what’s out there.” They love us and their motives are pure. They may want to see us find love again.

We take the bait.

There are five primary ways to safeguard your heart (and pocketbook) in the world of online romance.

• Read the Article

Savings Decumulation vs Accumulation

When it’s time to retire, the concept of saving for the future changes. “The future” has arrived, after all. It’s time to enjoy the fruits of your years of labor. This is known as decumulation.

Key Takeaways

•Accumulation is the process of setting assets aside in preparation for the future, such as saving for retirement.

•When you’re in the decumulation phase of your life, you will be depleting your savings rather than accumulating it.

•There is an in-between phase, often towards the end of your career, that is the retirement income planning phase.

• Read the Guide

LONGEVITY TIP OF THE DAY

Feel the grass under your feet—Walking barefoot has become something of a wellness fad over the years. While walking barefoot everywhere is not recommended (who knows what you might step on!), walking barefoot around your backyard can benefit your balance and posture, helping prevent falls as you age. Some say it even helps you feel more grounded.

Tech Word of the Day

Word: “The Cloud”

Definition: Ever wonder where your daily emails are stored? In the cloud! Back in the day, you could only save digital files on the computers themselves or on a storage device. These days, our files and other data are stored on “the cloud”: a sort of digital warehouse that keeps them safe.

Used in a Sentence: “I don’t need to worry about saving my letter, with Google Docs it saves automatically in the cloud!”

GOOD NEWS OF THE DAY

Boy Offered a Dollar to Man He Thought Was Homeless, Gets Richly Rewarded for His Kindness

“I started to slowly open my eyes, and there’s a kid coming at me, about my height, grey sweats; holds his fist up,” Busbice said, adding that rather than flying into his chin, the fist was holding a dollar bill. “And I go, ‘What?'”

“‘If you’re homeless, here’s a dollar,'” 9-year-old Kelvin Ellis Jr. recalls telling Busbice. “…I always wanted to help a homeless person, and I finally had the opportunity.”

As a reward, Busbice took Ellis for a snack at the coffee house, then surprised him with a 40-second shopping spree in the sporting goods store BuckFeather, which he currently runs.

• …Read More

Clever Elephant Returns Visitor’s Shoe After it Fell into his Enclosure

Visitors to a zoo in China captured the moment a clever elephant returned a shoe using its trunk, after it fell into the enclosure.

A video shows the animal stooping to pick up the baby’s footwear and gently lift it back up into the little child’s hand.

• … Watch the video

RETIREHUB TRIVIA

Our goal is to grow RetireHub to over 1 million members — with this, we’ll have the leverage to get even better discounts from the likes of Netflix, Amazon, and others.

To help incentivize referrals, we’re giving away 12 months of your favorite streaming service for free! Simply forward this email to a friend (and cc [email protected]) and you’ll be entered into the drawing on May 15th! (Maximum $20/month streaming service).

Each additional friend you send the email to will count as an additional entry (25 person max).