Rise and shine, RetireHub community! ☀️ Your Tuesday newsletter is here!

Today, we’re diving into finding your own corner of the world—digitally. Plus, the best deals and more. Enjoy today’s scroll.

Rethinking Retirement: Why More Americans Are Turning to Alternative Investments

With 401(k) withdrawals hitting record highs, more Americans are looking beyond traditional retirement accounts for financial security.

That’s why savvy investors are diversifying into alternative investments like crowdfunding and private market opportunities.These investments offer the potential for higher returns, portfolio diversification, and access to high-growth industries—options that traditional retirement accounts often lack.

RAD Intel, a pre-IPO AI company backed by Adobe and Fidelity Ventures, is giving investors the chance to own a stake in the future of AI-driven marketing. With a $650 billion market opportunity, sales contracts doubling in Q1 2025 alone compared to all of 2024, it’s an investment that could work for the long term.

Now, for the first time, RetireHub readers can learn more about RAD Intel’s Reg A+ offering today and receive bonus shares on levels of investment*.

• Learn More & Invest Today

Top Deals From Around The Web

We find the best daily online deals so you don’t have to!

🎧 Beats Studio Buds - 33% OFF
Experience high-quality sound with the Beats Studio Buds. These noise-cancelling earbuds deliver crisp audio and come with Bluetooth connectivity for a seamless experience, perfect for music lovers on the move.

🛏️ EHEYCIGA Orthopedic Egg Crate Memory Foam Mattress Topper - 20% OFF
Upgrade your sleep with this orthopedic memory foam mattress topper. Designed to provide superior comfort, it offers pressure relief and helps you sleep soundly through the night.

🏃‍♂️ Lichico Treadmill - 30% OFF
Take your fitness journey to the next level with this portable treadmill/walking pad. With a brushless motor and compact design, it’s perfect for home workouts and staying active while watching tv.

What We’re Reading

Get in on this e-book deal before it’s gone.

On this day in 1965, the Selma to Montgomery March began in Alabama, led by Martin Luther King Jr. This march was a pivotal event in the fight for voting rights, leading to the passage of the Voting Rights Act of 1965.

How to Find Your Digital Community

In today’s world, connecting with others is more important than ever, especially for seniors who may experience social isolation. The digital age offers numerous opportunities for older adults to find their communities online, and many are discovering the benefits of staying connected virtually. Whether through social media platforms, online forums, or specialized apps, seniors can join digital communities that cater to their interests, needs, and well-being.

Start with the Basics: Social Media

For seniors new to the digital world, social media platforms like Facebook and Instagram are great starting points. Facebook, in particular, is user-friendly and has various groups where people can join communities based on shared hobbies, experiences, or geographical locations. Whether you’re passionate about gardening, cooking, or even genealogy, there’s likely a Facebook group that can connect you with like-minded individuals.

Instagram is another popular platform that allows seniors to follow accounts that align with their interests. From inspirational pages to virtual travel blogs, Instagram can help seniors feel connected to the world around them. It also allows seniors to share their own stories through photos, making them feel like part of a larger community.

Explore Online Forums and Specialized Websites

For those who prefer more structured conversations, online forums can be a great choice. Websites like Reddit offer a range of interest-based communities (called "subreddits") that allow users to engage in discussions, ask questions, and share advice. There are subreddits for almost anything, including mental health, caregiving, and hobbies like knitting or photography.

Additionally, websites and apps that focus on the older adult demographic can also provide tailored experiences. For instance, platforms like Senior Planet or AARP offer forums and events that allow seniors to connect with others who share their life stage. These communities often feature content on topics like health, travel, and finance, ensuring that seniors stay informed while feeling supported.

Video Calls and Virtual Events

Another excellent way for seniors to engage digitally is by attending virtual events or joining video calls. Many community centers, libraries, and local organizations offer online classes or social gatherings that seniors can participate in. Zoom, Skype, and Google Meet have become popular tools for staying connected with friends, family, or joining broader virtual events like book clubs or fitness classes.

Yesterday’s Poll: What’s Your Top Credit Card Priority After 50?

Cash back on essentials takes the crown—who doesn’t love extra for coffee? Travel rewards are dreaming of vacations, and low interest rates are quietly saving pennies. Security and fraud protection, we see you keeping it safe.

• “Also card must protect me from fraudulent charges when reported or I move on to another card.”

• “Low interest rates and Security/ Fraud Protection tie for number one. Cash back is nice, also. We don't travel, so not important.”

• “I use a cash back card for all my purchases and most monthly bills. It's amazing how fast the cash back adds up. I always use the money for something extra and feel that I get if for free.”

Thank you to those who voted and commented!

Senior Living News From Around the Web

Helping Adult Children Financially – Education

Many parents help their adult children with education costs, but the level of support varies. While parents typically cover K-12 expenses, post-secondary contributions depend on family values and financial ability. Some families fully support tuition, while others encourage their children to take on more responsibility. How much help is too much? It’s all about balancing support and independence.

READ MORE

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Every day we post retirement tips, highlights from our newsletter so you can comment and discuss in the community, and some fun retirement-themed motivation!

Slang Phrase of the Day

Phrase: Hot take

Meaning: A bold or controversial opinion, often one that’s expressed without concern for whether it’s popular or widely accepted.

In a sentence:
"Here’s a hot take: the best way to get ahead in your career is not by working harder, but by working smarter and saying ‘no’ more often."

Good News of the Day

Mushroom Ingredient Could Help Fight Deadly Flu Infections

Researchers have discovered that a compound found in all mushrooms can reprogram immune cells to better fight off severe flu infections. This breakthrough offers new hope in improving immune responses, particularly during flu seasons. With further studies, this could lead to innovative treatments to combat deadly viral infections.

READ MORE

Other Publications We Like

Check out these other email newsletters we think you’ll enjoy!

• Tim Ferris's 5-Bullet Friday (For books, gadgets, and more!)

• 📚 Freebooksy: RetireHub members get unlimited free eBooks!

RetireHub Trivia

Want more trivia? Play our “Nostalgia Trivia Game” on our site! We add fresh questions daily, so there’s always something new to test your knowledge.

Not into trivia? No worries! We’ve got plenty of other fun games to enjoy, like:

• Snake

• Hangman

• Tetris

*This is a paid advertisement for RAD Intel’s Regulation A offering. Please read the offering circular and related risks at invest.radintel.ai.*This valuation has been set by RAD Intel. There is currently no public market for the Company’s Common Stock

**RetireHub may receive affiliate compensation for links clicked within this newsletter.

***RetireHub may share poll results with advertisers.