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Virtual Private Networks (VPNs): Do You Need One?
Trivia: The “Ring of Fire” is a zone of frequent earthquakes and volcanic eruptions surrounding which ocean?
RetireHub
July 29, 2025
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Rise and shine, RetireHub community! ☀️ Your Tuesday newsletter is here!
Today we’re sharing smart tips on virtual private networks (VPNs): do you need one?, along with the best deals, fun trivia, and more!
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Top Deals From Around The Web
We find the best daily online deals so you don’t have to!
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What We’re Reading
Get these e-book deals before they’re gone.
 | By: Denise Grover Swank After losing everything, ex-detective Harper Adams returns to her small hometown in Arkansas with no intention of getting involved—until a local girl goes missing under eerily familiar circumstances. Haunted by her own sister’s unsolved kidnapping years earlier, Harper realizes she might be the only one who can crack the case. To uncover the truth and navigate a town full of secrets, she teams up with a former crime boss, risking her already broken reputation for one last shot at redemption. |
On this day in 1981, Prince Charles and Lady Diana Spencer were married in a grand ceremony at St. Paul’s Cathedral in London. Dubbed the “wedding of the century,” the event drew an estimated 750 million viewers worldwide and marked a rare moment of global celebration. Diana’s 25-foot-long train and fairy-tale gown became instantly iconic, and her quiet charm won hearts across generations. Though their marriage was complex and ultimately ended in divorce, this day remains a symbol of a bygone era of royal spectacle, optimism, and tradition.
Virtual Private Networks (VPNs): Do You Need One?
What They Are, What They Do, and Whether They're Worth It for You
If you’ve spent time online recently, you’ve likely come across the term “VPN.” Short for Virtual Private Network, a VPN is a tool that helps protect your privacy and security while browsing the internet. But do you really need one? The answer depends on how, when, and where you go online.
A VPN works by creating a secure “tunnel” between your device and the websites or services you’re using. It masks your real location and encrypts your data, meaning hackers, advertisers, and even internet service providers can’t easily see what you’re doing online. This is especially helpful if you often use public Wi-Fi—say, at a café, airport, or hotel—where your personal information is more vulnerable.
Many people use VPNs to watch region-locked content (like shows only available in other countries) or to avoid price hikes based on location. But beyond entertainment and travel hacks, the real benefit for most users—especially seniors—is peace of mind. With scams, phishing, and identity theft on the rise, having an extra layer of protection never hurts.
That said, a VPN isn’t a magic shield. It won’t block spam calls or protect you from every scam. It doesn’t replace antivirus software or good digital habits like using strong passwords and being cautious with emails. Some free VPNs can even be risky, selling your data or infecting your device with malware. If you’re considering one, look for a reputable provider with clear privacy policies and customer support.
So, do you need a VPN? If you use public Wi-Fi often, value online privacy, or travel internationally and want access to familiar websites and services, the answer is likely yes. If you mostly use a secure home network for basic browsing and email, it may not be essential—but it could still offer peace of mind.
Like wearing a seatbelt, you may not need it every time—but when you do, you’ll be glad it’s there.
Quick Tip: Many popular VPNs offer simple, senior-friendly apps with one-click protection. Ask a trusted friend or family member to help you set one up if you're curious but unsure where to start.
Do You Use a VPN? |
Yesterday’s Poll Results: What’s your current investment style?
It looks like most of us are taking the “middle path” when it comes to investing—nearly half (45%) describe their style as Balanced, aiming for that sweet spot between growth and stability. Another solid group (35%) are leaning Cautious, preferring safer bets and steady returns, especially in today’s unpredictable markets. A smaller but brave bunch (5%) are going Adventurous, willing to weather the ups and downs for the chance at bigger long-term rewards.
Interestingly, 11% are Still Figuring It Out, which just goes to show—investing is a journey, and we’re all learning as we go. And a few folks (3%) had their own unique take. Whether you're all in, just getting started, or somewhere in between, there's no one-size-fits-all answer—just the one that works best for you.
TOP COMMENTS
“Since we are retired, we are comfortable with a more balanced portfolio for the bulk of our investments. We do have some "play money" set aside in a separate account that we can be a bit more adventurous with - and we have fun researching new opportunities with that fund.”
“After experiencing a massive loss for the 3rd time (several years ago), I told my wife I had to be able to sleep at night and as we were getting older, didn't think we had time to recover from big losses I went conservative (75% stable/25% moderate). I average about a 5% return which isn't much but know the funds will be there when I need them. Based on my planning, the funds should cover my monthly needs for 25 - 30 years.”
“No investments. Live month-to-month on Social Security Retirement.”
Resetting Your Mindset: Fresh Ways to Embrace Life After 60
Changing how you think can open the door to a brighter, more joyful life—no matter your age. Resetting your mindset isn’t about flipping a switch; it’s about small, everyday shifts that help you let go of past disappointments and welcome new possibilities. Simple steps like saying “yes” more often, seeing challenges as chances to grow, and celebrating small wins can make a big difference in how you feel and what you achieve.
This gentle mindset refresh encourages curiosity, self-compassion, and an openness to change, helping you create a life that feels true to who you are now. It’s not about perfection or rushing—just finding little ways to think differently that add up to a more hopeful, vibrant future. With each positive thought, you’re planting the seeds for a new chapter filled with growth and happiness.
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Slang Phrase of the Day
Phrase: Ballin’
Meaning: “Ballin’” means living large or enjoying a flashy, luxurious lifestyle—think of having fun, confidence, and showing off a bit of style or success.
In a sentence: “After finally fixing up my classic car, I was ballin’ at the neighborhood cruise night, turning heads and feeling proud!”
Good News of the Day
Woman Rescues Abandoned Pup in Woods, Finds Perfect New Home
A Florida woman discovered a pitbull-mix puppy named Lola abandoned near the woods just before Christmas. After feeding and gaining the pup's trust, she contacted animal rescuer Suzette Hall, who successfully trapped Lola and found her microchip. It turned out Lola had been adopted just days earlier but had run away. The original owners were thrilled to be reunited with her, and Lola is now back home with her loving family.
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RetireHub Trivia
Want more trivia? Play our “Nostalgia Trivia Game” on our site! We add fresh questions daily, so there’s always something new to test your knowledge.
Not into trivia? No worries! We’ve got plenty of other fun games to enjoy, like:
Which Nobel Prize-winning scientist is known for discovering the structure of DNA alongside James Watson? |
What U.S. city hosted the first-ever World's Fair held in America in 1876? |
The “Ring of Fire” is a zone of frequent earthquakes and volcanic eruptions surrounding which ocean? |
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