Where to Find Free Concerts and Performances Online

Want even more deals? Signup for RetireHub Premium (risk-free for 30 days) and get the best deals from across the web.

Did you know 1 in 3 women have a chronic hormonal condition?

Allara helps women understand their health without the guesswork.

Most women experience treating symptoms like stubborn weight, fatigue, and irregular cycles in silos with a fragmented care experience. But your body and your healthcare shouldn't work that way.

At Allara, they close the gap between symptoms and solutions with a unified clinical approach. Allara's care team, made up of medical leaders and expert registered dietitians, partner to devise a treatment plan using advanced diagnostic testing and each patient's unique health history to address what the body needs: optimizing metabolic markers, balancing hormones, or both simultaneously. Whether you’re managing PCOS, insulin resistance, thyroid conditions, perimenopause, or a complex overlap of concerns, Allara treats root causes instead of chasing individual symptoms.

Allara offers personalized, evidence-based care that evolves with you over time – all accessible virtually and covered by insurance. You'll work with an expert team throughout your journey, adjusting your plan as your body and needs change, so you can finally feel like yourself again.

Get started with Allara

Want the best free e-books delivered daily? Signup for RetireHub Premium (risk-free for 30 days) and get the best deals from across the web.

Dear Joanne

Your questions, her wisdom — Joanne’s here with thoughtful advice, warm humor, and a listening ear for whatever’s on your mind.

This week our nation celebrated Valentine’s Day, the one holiday that follows you your whole life but with different levels of energy, budgets, and possibly tolerance for crowds. The gift exchange between loved ones changes over time from adorable to chaotic to, “please don’t make me put on real pants and go out in the cold.” Here is how I remember Valentine’s Day over the years.

When we were in our teens, young love was dramatic. Typically, not because it had to be that way, but because we make it that way. Back then, Valentine’s gifts were small because we didn’t have any income, but the time was very emotional:

• A card that took 45 minutes to pick out because you had to find one that said “I like you” without saying “I like you too much.”

• A single flower that looked like it survived a tornado, because the school fundraiser ran out of the good ones.

• A box of candy hearts that said “CALL ME”. (I think now they say ‘TEXT ME’ because no youth calls anyone anymore.)

And let’s not forget the classic: the mixtape. Nothing says romance like a hand-picked playlist that includes one song you swear is about your feelings… and the rest of the songs were your partner’s favorites that she/he belted out loud every time the song comes on the radio!

Then we hit our Twenties and Thirties: This is the stage where Valentine’s Day becomes less “Cupid” and more like accounting. Gifts might include:

• Dinner out (if you can get a reservation without selling a kidney).

• Flowers (that cost more on February 14 than they did on February 13, which feels like a personal attack).

• Jewelry ads whose message clearly sends the message: “If you love her, you’d finance it.”

This is also when you start seeing the true romance of adulthood:

• “I picked up groceries.”

• “I called the plumber.”

• “I took care of the insurance paperwork.”

Nothing makes you feel cherished like someone willingly navigating a customer service phone tree on your behalf.

Then the kids come: Ah yes, the years when Valentine’s Day is no longer a holiday. It’s a logistical operation. Now your tasks include:

• Classroom valentines cards… for every child… in the entire zip code.

• Candy bags you’re apparently expected to craft like you’re auditioning for a Pinterest documentary (clearly the instructions were created by the class mom who does not have a full time job).

• The realization at 9:47 p.m. that you were supposed to bring something tomorrow, but you can’t remember what you signed up for.

Meanwhile, romance between the adults looks like:

• A quick card exchanged in the kitchen.

• “We’ll celebrate this weekend” (translation: we won’t).

• Sharing one piece of chocolate because the kids found the hidden stash and cleaned it out like vultures.

This stage of life proves love is real because who would go through this if it wasn’t?

AND NOW AT OUR AGE… Eventually Valentine’s Day evolves into something beautiful: a low-pressure appreciation event. Gifts now look like:

• A favorite dessert.

• A nice dinner at home.

• A card that says, “I’m glad you’re still here,” and he/she really means it.

• Something practical… like a new heating pad. (And if you laugh, you know it’s true.)

The most romantic phrase at this age might be:

• “I put gas in your car.”

• “Do you want me to scoop you some ice cream?”

• “I set the thermostat where you like it.”

That last one? That’s not just love. That’s a marriage medal of honor.

But, at any age, here’s the truth: the best gifts were never the fancy ones. They were the ones that said, “I know you, I still love you, and I would not want to be anywhere else but next to you.”

Young love is sweet. Parent love is chaotic. Retired love is comfortable, loyal, and occasionally involves someone saying, “Don’t buy me anything… but if you do, make it chocolate and don’t tell anyone I ate the whole thing.”

So whether you’re celebrated with a sweetheart, a spouse, friends, family, or just treating yourself (which is highly encouraged), remember: Valentine’s Day isn’t about perfection.

It’s about affection for those you love and care about… and not paying full price for roses if you can possibly avoid it.

Email me at [email protected] and let me know what you did for this Hallmark Holiday!

Joanne

On this day in 1930, Pluto was officially discovered by astronomer Clyde Tombaugh at the Lowell Observatory in Arizona. The tiny, distant world became the ninth planet in our solar system for decades — and even after being reclassified as a dwarf planet, it remains one of the most beloved space discoveries of all time.

Have you heard? RetireHub Premium officially has a new look and TONS of new features. A few of our favorites?

• Daily games (like Solitaire, Snake, Tetris, and more!)

• More trivia! (See how you stack up against other RH members)

• Medicare Classes!

Plus? Join today and be automatically entered for a chance to win a FREE National Parks Lifetime Pass!

• Try RetireHub Premium (and get all the benefits) free for 30 days!

It’s clear that when it comes to smartphones, seniors are looking for ease, comfort, and a little peace of mind. More than half of you (54%) said that cutting down on notifications and distractions would make life on your phone calmer and simpler. Many also love the idea of voice commands and hands-free help (36%), while bigger, easier-to-read text (33%) keeps everything feeling clear and approachable. These results show that technology works best when it’s friendly, supportive, and made to fit your life—not the other way around.

TOP COMMENTS

• “After I retired, I changed several settings on my phone, since I didn't have to be "on call" 24/7 anymore.”

• “All the apps and special features are great. I always go to the teen grandkids to set me up and show me how.”

• “I've used all these features for years. I taught my friends how to use some of these. It's made their lives much easier.”

Subscribe to RetireHub Premium to read the rest.